{"id":11232,"date":"2023-04-04T18:31:57","date_gmt":"2023-04-04T08:31:57","guid":{"rendered":"https:\/\/employmenthero.com\/my\/blog\/grants-subsidies\/"},"modified":"2025-07-10T05:02:55","modified_gmt":"2025-07-10T05:02:55","slug":"grants-subsidies","status":"publish","type":"post","link":"https:\/\/employmenthero.com\/my\/blog\/grants-subsidies\/","title":{"rendered":"Malaysian Government Grants, Subsidies &#038; Financing"},"content":{"rendered":"\n<div class=\"wp-block-group alignfull blog-template-header has-neutral-100-background-color has-background has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\" style=\"padding-bottom:var(--wp--preset--spacing--16)\">\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\"><div style=\"--bb--crumb-gap:.4em;\" class=\"blog-template-breadcrumb wp-block-employmentherocom2025-breadcrumb-block\"><nav role=\"navigation\" aria-label=\"Breadcrumbs\" 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id=\"Clip-2\"><\/g> <path d=\"M9.6365839,1.06427739 L9.6365839,1.06407143 C7.63313006,-0.581342526 4.71799441,-0.287025772 3.06469376,1.72767436 L1.68152847,3.42787366 C1.2637913,3.94153775 1.3305731,4.70585509 1.8305341,5.13486964 C2.33069565,5.56409016 3.0749216,5.4955055 3.49265877,4.98184141 L4.8760246,3.28143615 C5.71089731,2.25863908 7.1949372,2.1243532 8.19104884,2.98176443 C8.20769415,2.99597567 8.22413891,3.01059882 8.24038313,3.02522198 C9.18174573,3.92361924 9.26838157,5.42383144 8.43691815,6.43015171 L5.5610895,9.96627791 L5.53461744,9.99634806 C5.38079871,10.1792405 5.20090901,10.3370058 5.00076417,10.4640831 C4.04676718,11.0718709 2.80719278,10.901748 2.04211006,10.0579301 C1.59709864,9.56877523 0.850065046,9.54303024 0.374169553,10.0002613 C-0.100522665,10.4562566 -0.127195273,11.2205739 0.315008503,11.7099348 C1.3991598,12.9045024 2.99670869,13.4575049 4.56377459,13.1800768 C4.80503134,13.1364133 5.04287882,13.0742134 5.27470991,12.9934771 C6.09434113,12.7094584 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 <\/div><\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group has-global-padding is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-5 wp-block-group-is-layout-constrained\"><h1 class=\"blog-template-title wp-block-post-title\">Malaysian Government Grants, Subsidies &#038; Financing<\/h1><\/div>\n\n\n\n<p class=\"blog-template-sub-title\" style=\"padding-top:var(--wp--preset--spacing--9);padding-bottom:var(--wp--preset--spacing--9);line-height:1.5\">\n    Find out about grants, subsidies and financing available to SMEs in Malaysia that your business can leverage on for growth. \n<\/p>\n\n\n\n<div class=\"wp-block-group blog-template-meta-row is-layout-flex wp-container-core-group-is-layout-6 wp-block-group-is-layout-flex\">\n<p class=\"has-text-align-center has-sm-font-size\" style=\"border-left-style:none;border-left-width:0px;padding-left:0\">Published<\/p>\n\n\n<div class=\"wp-block-post-date has-sm-font-size\"><time datetime=\"2023-04-04T18:31:57+00:00\">Apr 4, 2023<\/time><\/div>\n\n\n<p class=\"has-text-align-center has-sm-font-size\" style=\"border-left-color:var(--wp--preset--color--neutral-700);border-left-width:1px;padding-left:var(--wp--preset--spacing--2)\">Updated<\/p>\n\n\n<div class=\"wp-block-post-date__modified-date wp-block-post-date has-sm-font-size\"><time datetime=\"2025-07-10T05:02:55+00:00\">Jul 10, 2025<\/time><\/div>\n\n\n<p class=\"has-sm-font-size\" style=\"border-left-color:var(--wp--preset--color--neutral-700);border-left-width:1px;padding-left:var(--wp--preset--spacing--2)\">16 mins read<\/p>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group alignfull blog-image-container has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\">\n<figure class=\"wp-block-image aligncenter size-large is-resized blog-template-image\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"676\" src=\"https:\/\/employmenthero.com\/my\/wp-content\/uploads\/sites\/4\/2023\/04\/Grants-and-Subsidies-1024x676.png\" alt=\"\" class=\"wp-image-11218\" style=\"object-fit:cover;width:864px;height:561px\" srcset=\"https:\/\/employmenthero.com\/my\/wp-content\/uploads\/sites\/4\/2023\/04\/Grants-and-Subsidies-1024x676.png 1024w, https:\/\/employmenthero.com\/my\/wp-content\/uploads\/sites\/4\/2023\/04\/Grants-and-Subsidies-300x198.png 300w, https:\/\/employmenthero.com\/my\/wp-content\/uploads\/sites\/4\/2023\/04\/Grants-and-Subsidies-768x507.png 768w, https:\/\/employmenthero.com\/my\/wp-content\/uploads\/sites\/4\/2023\/04\/Grants-and-Subsidies-576x380.png 576w, https:\/\/employmenthero.com\/my\/wp-content\/uploads\/sites\/4\/2023\/04\/Grants-and-Subsidies-440x290.png 440w, https:\/\/employmenthero.com\/my\/wp-content\/uploads\/sites\/4\/2023\/04\/Grants-and-Subsidies.png 1152w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n<\/div>\n\n\n\n<div style=\"height:66px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-container-core-group-is-layout-14 wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-container-core-group-is-layout-13 wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-container-core-group-is-layout-12 wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-1 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" id=\"content-wrapper\">\n<div class=\"content-single-table-content\"><\/div>\n\n\n\n<div class=\"wp-block-group content_single content_single--blog content-single-content-wysiwyg wysiwyg content-wrapper has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\" style=\"margin-bottom:var(--wp--preset--spacing--4)\">\n<p class=\"legal\"><strong>Disclaimer: <\/strong><em>The information in this article is current as at <\/em><em>15th March 2024<\/em><em>, and has been prepared by 91爆料 Pty Ltd (ABN 11 160 047 709) and its related bodies corporate (91爆料). The views expressed in this article are general information only, are provided in good faith to assist employers and their employees, and should not be relied on as professional employment or legal advice. Any reference to government policies, regulations, or guidance is for informational purposes only and should not be considered official government advice. The information is based on data supplied by third parties. While such data is believed to be accurate, it has not been independently verified and no warranties are given that it is complete, accurate, up to date or fit for the purpose for which it is required. 91爆料 does not accept responsibility for any inaccuracy in such data and is not liable for any loss or damages arising directly or indirectly as a result of reliance on, use of or inability to use any information provided in this article. You should undertake your own research and seek professional advice before making any decisions or relying on the information in this article.<\/em><\/p>\n<hr\/>\n\nLooking for possible grants, subsidies or financing schemes your SME can apply for? Check out our comprehensive list below, organised according to the financial institution or statutory body providing them.\n<h2 id=\"bank-negara-malaysia-bnm\">Bank Negara Malaysia (BNM)<\/h2>\n<h3 id=\"\"><\/h3>\n<h3 id=\"agrofood-facility-af\">Agrofood Facility (AF)<\/h3>\nSupports SMEs in increasing agrofood production for Malaysia and for export.\n\nSMEs will be able to get debt financing of up to RM5 million for up to 8 years, with a financing rate of up to 3.75% per annum inclusive of any guarantee fee.\n\nClick <a href=\"https:\/\/www.bnm.gov.my\/documents\/20124\/2294076\/AF_Eng.pdf\" rel=\"noopener\" target=\"_blank\">here<\/a> to find out more, and refer to <a href=\"https:\/\/www.bnm.gov.my\/documents\/20124\/6025157\/af_pfi_en.pdf\" rel=\"noopener\" target=\"_blank\">this list<\/a> of participating financial institutions.\n<h3 id=\"all-economic-sectors-facility-aes\">All Economic Sectors Facility (AES)<\/h3>\nProvides access to financing for SMEs in all economic sectors to support growth.\n\nSMEs will be able to get debt financing of up to RM5 million for up to 5 years, with a financing rate of up to 7% per annum inclusive of any guarantee fee.\n\nClick <a href=\"https:\/\/www.bnm.gov.my\/documents\/20124\/6025157\/aes_broc_en.pdf\" rel=\"noopener\" target=\"_blank\">here<\/a> to find out more, and refer to <a href=\"https:\/\/www.bnm.gov.my\/documents\/20124\/6025157\/aes_pfi_en.pdf\" rel=\"noopener\" target=\"_blank\">this list<\/a> of participating financial institutions.\n<h3 id=\"business-recapitalisation-facility-brf\">Business Recapitalisation Facility (BRF)<\/h3>\nProvides financing to SMEs for working capital and capital expenditure purposes.\n\nSMEs will be able to get debt financing of up to RM5 million for up to 10 years, with a financing rate of up to 5.0% per annum inclusive of guarantee fee or 3.5% per annum without guarantee. There is no cap on return for equity investment.\n\nClick <a href=\"https:\/\/www.bnm.gov.my\/documents\/20124\/6025157\/brf_broc_en.pdf\" rel=\"noopener\" target=\"_blank\">here<\/a> and <a href=\"https:\/\/www.bnm.gov.my\/documents\/20124\/6025157\/brf_faq_en.pdf\" rel=\"noopener\" target=\"_blank\">here<\/a> to find out more, and refer to <a href=\"https:\/\/www.bnm.gov.my\/documents\/20124\/6025157\/brf_pfi_en.pdf\" rel=\"noopener\" target=\"_blank\">this list<\/a> of participating financial institutions.\n<h3 id=\"disaster-relief-facility-drf\">Disaster Relief Facility (DRF)<\/h3>\nSupports micro, small and medium enterprises (MSMEs) affected by natural disasters such as floods.\n\nSMEs will be able to get debt financing of up to RM700,000 for SMEs and up to RM150,000 for micro enterprises for up to 7 years, with a financing rate of up to 3.5% per annum inclusive of any guarantee fee.\n\nClick <a href=\"https:\/\/www.bnm.gov.my\/documents\/20124\/6025157\/drf_broc_en.pdf\" rel=\"noopener\" target=\"_blank\">here<\/a> and <a href=\"https:\/\/www.bnm.gov.my\/documents\/20124\/6025157\/drf_faq_en.pdf\" rel=\"noopener\" target=\"_blank\">here<\/a> to find out more, and refer to <a href=\"https:\/\/www.bnm.gov.my\/documents\/20124\/6025157\/drf_pfi_en.pdf\" rel=\"noopener\" target=\"_blank\">this list<\/a> of participating financial institutions.\n<h3 id=\"high-tech-green-facility-htg\">High Tech &amp; Green Facility (HTG)<\/h3>\nSupports SME growth and investment in fields like digital tech, green tech and biotech.\n\nSMEs will be able to get debt financing of up to RM10 million for up to 10 years, with a financing rate of up to 5.0% per annum inclusive of guarantee fee or 3.5% per annum without guarantee.\n\nClick <a href=\"https:\/\/www.bnm.gov.my\/documents\/20124\/6025157\/htg_broc_en_1.pdf\" rel=\"noopener\" target=\"_blank\">here<\/a> and <a href=\"https:\/\/www.bnm.gov.my\/documents\/20124\/6025157\/htg_faq_en.pdf\" rel=\"noopener\" target=\"_blank\">here<\/a> to find out more, and refer to <a href=\"https:\/\/www.bnm.gov.my\/documents\/20124\/6025157\/htg_pfi_en.pdf\" rel=\"noopener\" target=\"_blank\">this list<\/a> of participating financial institutions.\n<h3 id=\"low-carbon-transition-facility-lctf\">Low Carbon Transition Facility (LCTF)<\/h3>\nSupports SMEs in adopting sustainable and low carbon practices.\n\nSMEs will be able to get debt financing of up to RM10 million for up to 10 years, with a financing rate of up to 5% per annum inclusive of any guarantee fee.\n\nClick <a href=\"https:\/\/www.bnm.gov.my\/documents\/20124\/6025157\/lctf_broc_en.pdf\" rel=\"noopener\" target=\"_blank\">here<\/a> and <a href=\"https:\/\/www.bnm.gov.my\/documents\/20124\/6025157\/lctf_faq_en.pdf\" rel=\"noopener\" target=\"_blank\">here<\/a> to find out more, and refer to <a href=\"https:\/\/www.bnm.gov.my\/documents\/20124\/6025157\/lctf_pfi_en.pdf\" rel=\"noopener\" target=\"_blank\">this list<\/a> of participating financial institutions.\n<h3 id=\"micro-enterprises-facility-mef\">Micro Enterprises Facility (MEF)<\/h3>\nProvides collateral-free financing for working capital and capital expenditure targeting micro enterprises and entrepreneurs, including the self-employed and gig workers on digital platforms.\n\nSMEs will be able to get debt financing of up to RM50,000 for up to 5 years, with the financing rate determined by participating financial institutions.\n\nClick <a href=\"https:\/\/www.bnm.gov.my\/documents\/20124\/6025157\/mef_broc_en.pdf\" rel=\"noopener\" target=\"_blank\">here<\/a> to find out more, and refer to <a href=\"https:\/\/www.bnm.gov.my\/documents\/20124\/6025157\/mef_pfi_en.pdf\" rel=\"noopener\" target=\"_blank\">this list<\/a> of participating financial institutions.\n<h3 id=\"penjana-tourism-financing-ptf\">PENJANA Tourism Financing (PTF)<\/h3>\nSupports MSMEs in the tourism sector to mitigate the effects of the COVID-19 pandemic.\n\nSMEs will be able to get debt financing of up to RM500,000 for SMEs and up to RM75,000 for micro enterprises for up to 7 years, with a financing rate of up to 3.5% per annum.\n\nClick <a href=\"https:\/\/www.bnm.gov.my\/documents\/20124\/6025157\/ptf_broc_en.pdf\" rel=\"noopener\" target=\"_blank\">here<\/a>, <a href=\"https:\/\/www.bnm.gov.my\/documents\/20124\/6025157\/ptf_faq_en.pdf\" rel=\"noopener\" target=\"_blank\">here<\/a> and <a href=\"http:\/\/www.motac.gov.my\/media2\/siaran\/skim-pembiayaan-sektor-pelancongan-jana-semula-ekonomi-penjana-dibuka-untuk-permohonan\" rel=\"noopener\" target=\"_blank\">here<\/a> to find out more, and refer to <a href=\"https:\/\/www.bnm.gov.my\/documents\/20124\/6025157\/ptf_pfi_en.pdf\" rel=\"noopener\" target=\"_blank\">this list<\/a> of participating financial institutions.\n<h3 id=\"sme-automation-and-digitalisation-facility-adf\">SME Automation and Digitalisation Facility (ADF)<\/h3>\nIncentivises SMEs to automate processes and digitalise operations to increase productivity and efficiency.\n\nSMEs will be able to get debt financing of up to RM3 million for up to 10 years, with a financing rate of up to 4% per annum inclusive of any guarantee fee.\n\nClick <a href=\"https:\/\/www.bnm.gov.my\/documents\/20124\/6025157\/adf_broc_en.pdf\" rel=\"noopener\" target=\"_blank\">here<\/a> and <a href=\"https:\/\/www.bnm.gov.my\/documents\/20124\/6025157\/adf_faq_en.pdf\" rel=\"noopener\" target=\"_blank\">here<\/a> to find out more, and refer to <a href=\"https:\/\/www.bnm.gov.my\/documents\/20124\/6025157\/adf_pfi_en.pdf\" rel=\"noopener\" target=\"_blank\">this list<\/a> of participating financial institutions.\n\n<hr\/>\n<h2 id=\"malaysia-digital-economy-corporation-mdec\">Malaysia Digital Economy Corporation (MDEC)<\/h2>\n<h3 id=\"-1\"><\/h3>\n<h3 id=\"global-tech-fund-gtf-nurturing-global-champions\">Global Tech Fund (GTF) &#8211; Nurturing Global Champions<\/h3>\nTargets local scale-up technology companies who are ready to venture into their first global market or expand their existing global market presence via technology innovation and commercialisation of market-driven product\/service.\n\nSMEs will be able to get grant funding for up to 50% of the approved total project cost for up to 2 years, subject to an undisclosed ceiling limit.\n\nClick <a href=\"https:\/\/mdec.my\/grants\/global-tech-fund\" rel=\"noopener\" target=\"_blank\">here<\/a> to find out more.\n<h3 id=\"global-tech-fund-gtf-catalysing-digital-innovation-ecosystem\">Global Tech Fund (GTF) &#8211; Catalysing Digital Innovation Ecosystem<\/h3>\nSupports the scaling and commercial success of innovative, high growth Malaysian technology startups in international markets.\n\nSMEs will be able to get grant funding for up to 30% of the approved total project cost for up to 2 years, subject to an undisclosed ceiling limit.\n\n\n<hr\/>\n<h2 id=\"malaysian-technology-development-corporation-mtdc\">Malaysian Technology Development Corporation (MTDC)<\/h2>\n<h3 id=\"-2\"><\/h3>\n<h3 id=\"business-growth-fund\">Business Growth Fund<\/h3>\nFocuses on growing the company not only on its production output and reach, but also on internal preparedness towards professionalism, corporate governance and all the necessary tools to elevate the company to the next level.\n\nSMEs will be able to get equity funding via redeemable convertible preference shares (RCPS) for up to RM10 million for up to 5 years.\n\n\n<h3 id=\"business-start-up-fund-bsf\">Business Start-Up Fund (BSF)<\/h3>\nProvides funding to scalable and viable technology-based early stage companies. The objective is to remove financial blockages in achieving business goals and matching the business standard and high level of competition, particularly in the growth sectors of the economy.\n\nSMEs will be able to get flexible funding for up to RM5 million or 90% of the total project cost, whichever is lower, for up to 5 years with 18 months grace period. This will be done via interest free convertible promissory notes (CPN) or preference shares with the option to convert CPN to redeemable convertible preference shares (RCPS).\n\n\n<h3 id=\"commercialisation-of-research-and-development-fund-crdf-1\">Commercialisation of Research and Development Fund (CRDF 1)<\/h3>\nFunds technology and market validation activities for R&amp;D outputs by public universities and public research institutions or any local R&amp;D outputs to be undertaken by local companies.\n\nSMEs will be able to get hybrid matching funding consisting of grants and convertible promissory notes (CPN) for up to RM500,000 or 70% of the eligible expenses, whichever is lower, for 6 years. The 6 years will be divided into 2 years implementation and 4 years repayment period.\n\nClick <a href=\"https:\/\/www.mprc.gov.my\/finance\/commercialisation-of-rd-fund-1-crdf-123\" rel=\"noopener\" target=\"_blank\">here<\/a> to find out more.\n\n<h3 id=\"commercialisation-of-research-and-development-fund-crdf-2\">Commercialisation of Research and Development Fund (CRDF 2)<\/h3>\nFunds the commercialisation of any local R&amp;D outputs by small and medium-sized companies (SMEs).\n\nSMEs will be able to get hybrid matching funding consisting of grants and convertible promissory notes (CPN) for up to RM4 million or 70% of the eligible expenses, whichever is lower, for 6 years. The 6 years will be divided into 2 years implementation and 4 years repayment period and there will be up to 3.5% interest on the CPN portion of the funds.\n\nClick <a href=\"https:\/\/www.mprc.gov.my\/finance\/commercialisation-of-rd-fund-1-crdf-123\" rel=\"noopener\" target=\"_blank\">here<\/a> to find out more.\n<h3 id=\"halal-technology-development-fund-1-htdf-1\">Halal Technology Development Fund 1 (HTDF 1)<\/h3>\nFunds SMEs in the halal industry for business expansion activities involving the application of technology in the production of halal products or services for local markets and export markets.\n\nSMEs will be able to get hybrid matching funding consisting of grants and convertible promissory notes (CPN) for up to RM2.5 million for 6 years. The 6 years will be divided into 2 years implementation and 4 years repayment period.\n\n\n<h3 id=\"halal-technology-development-fund-2-htdf-2\">Halal Technology Development Fund 2 (HTDF 2)<\/h3>\nFunds SMEs in the halal industry for business expansion activities involving the application of technology in the production of halal products or services for local markets and export markets.\n\nSMEs will be able to get hybrid matching funding consisting of grants and convertible promissory notes (CPN) for up to RM2.5 million for 6 years. The 6 years will be divided into 2 years implementation and 4 years repayment period.\n\n\n<h3 id=\"mtdc-microleap-peer-to-peer-p2p-financing-programme\">MTDC-microLEAP Peer-to-Peer (P2P) Financing Programme<\/h3>\nA social lending programme enabling local technology-based companies to obtain capital through peer-to-peer (P2P) lending from a relatively large number of investors, using an online platform.\n\nSMEs will be able to get debt financing of up to RM500,000 or 30% of funds to be raised per campaign, whichever is lower, with the financing rate determined by the P2P platform.\n\n\n<h3 id=\"mtdc-pitchin-equity-crowdfunding-ecf-programme\">MTDC-pitchIN Equity Crowdfunding (ECF) Programme<\/h3>\nAn equity crowdfunding programme enabling local technology-based companies to obtain capital through equity investment from a relatively large number of public investors, using an online platform.\n\nSMEs will be able to get equity financing of up to RM900,000 or 30% of funds to be raised per campaign, whichever is lower.\n\nClick <a href=\"https:\/\/www.mtdc.com.my\/ecf\/\" rel=\"noopener\" target=\"_blank\">here<\/a> to find out more.\n<h3 id=\"national-technology-innovation-sandbox-ntis-fund-1-single-site-sandbox\">National Technology &amp; Innovation Sandbox (NTIS) Fund 1 (Single Site Sandbox)<\/h3>\nA programme that allows researchers, innovators and entrepreneurs to test their products and services in a live environment and qualify for grants to bring those products and services to market. Funds testing and validation in a live environment at a single site.\n\nSMEs will be able to get a grant of up to RM250,000 or 100% of funds to be raised, whichever is lower for 6 months.\n\nClick <a href=\"https:\/\/sandbox.gov.my\/fundings\" rel=\"noopener\" target=\"_blank\">here<\/a> to find out more.\n<h3 id=\"national-technology-innovation-sandbox-ntis-fund-2-multiple-site-sandbox\">National Technology &amp; Innovation Sandbox (NTIS) Fund 2 (Multiple Site Sandbox)<\/h3>\nA programme that allows researchers, innovators and entrepreneurs to test their products and services in a live environment and qualify for grants to bring those products and services to market. Funds testing and validation in a live environment at multiple sites.\n\nSMEs will be able to get a grant of up to RM500,000 or 70% of funds to be raised, whichever is lower for 6 months.\n\nClick <a href=\"https:\/\/sandbox.gov.my\/fundings\" rel=\"noopener\" target=\"_blank\">here<\/a> to find out more.\n<h3 id=\"national-technology-innovation-sandbox-ntis-fund-3-commercialisation-sandbox\">National Technology &amp; Innovation Sandbox (NTIS) Fund 3 (Commercialisation Sandbox)<\/h3>\nA programme that allows researchers, innovators and entrepreneurs to test their products and services in a live environment and qualify for grants to bring those products and services to market. Funds the commercialisation of validated technologies and products.\n\nSMEs will be able to get hybrid matching funding consisting of grants and convertible promissory notes (CPN) for up to RM4 million or 70% of funds to be raised, whichever is lower for 18 months.\n\nClick <a href=\"https:\/\/sandbox.gov.my\/fundings\" rel=\"noopener\" target=\"_blank\">here<\/a> to find out more.\n\n<hr\/>\n<h2 id=\"ministry-of-science-technology-and-innovation-mosti-and-malaysian-science-and-technology-information-centre-mastic\">Ministry of Science, Technology and Innovation (MOSTI) and Malaysian Science and Technology Information Centre (MASTIC)<\/h2>\n<h3 id=\"-3\"><\/h3>\n<h3 id=\"applied-innovation-fund\">Applied Innovation Fund<\/h3>\nIncreases the participation of innovators in innovation activities and encourages technological innovation of new products, processes, systems or services that have the potential to be commercialised.\n\nSMEs will be able to get a matching grant where companies must finance at least 30% (monetary or in-kind) of the total cost of the project.\n\nClick <a href=\"https:\/\/mastic.mosti.gov.my\/sti\/incentives\/applied-innovation-fund\" rel=\"noopener\" target=\"_blank\">here<\/a> and <a href=\"https:\/\/sdb.mosti.gov.my\/sdbcms\/wp-content\/uploads\/2023\/07\/UPDATED_KRITERIA_PENILAIAN_AIF.png\" rel=\"noopener\" target=\"_blank\">here<\/a> to find out more.\n<h3 id=\"bridging-fund\">Bridging Fund<\/h3>\nAims to reduce the failure gap (Valley of Death) between pre-commercialisation to commercialisation stages and to increase product R&amp;D readiness for market penetration.\n\nSMEs will be able to get a matching grant where companies must finance at least 30% (monetary or in-kind) of the total cost of the project.\n\nClick <a href=\"https:\/\/mastic.mosti.gov.my\/sti\/incentives\/bridging-fund\" rel=\"noopener\" target=\"_blank\">here<\/a> and <a href=\"https:\/\/sdb.mosti.gov.my\/sdbcms\/wp-content\/uploads\/2023\/07\/UPDATED_KRITERIA_PENILAIAN_BGF.png\" rel=\"noopener\" target=\"_blank\">here<\/a> to find out more.\n<h3 id=\"cradle-fund-cip-spark\">Cradle Fund &#8211; CIP Spark<\/h3>\nConditional grant funding to support the development and commercialisation of technology start-ups.\n\nSMEs will be able to get a grant of up to RM150,000 for a maximum duration of 18 months.\n\nClick <a href=\"https:\/\/cradle.com.my\/cip-spark\/\" rel=\"noopener\" target=\"_blank\">here<\/a> to find out more.\n<h3 id=\"cradle-fund-cip-sprint\">Cradle Fund &#8211; CIP Sprint<\/h3>\nConditional grant funding to assist entrepreneurs in their technology-based business ventures.\n\nSMEs will be able to get a grant of up to RM600,000 for a maximum duration of 18 months.\n\nClick <a href=\"https:\/\/cradle.com.my\/cip-spark\/\" rel=\"noopener\" target=\"_blank\">here<\/a> to find out more.\n<h3 id=\"strategic-research-fund-srf\">Strategic Research Fund (SRF)<\/h3>\nSupports the development of Science, Technology, Innovation and Economy (STIE). It encompasses research, new technology, processes, innovative products or added value to existing technology\/products that have a significant impact on society, the economy and national concerns as outlined in the National Science, Technology and Innovation Policy (DSTIN).\n\nSMEs will be able to get a matching grant where companies must finance at least 30% (monetary or in-kind) of the total cost of the project.\n\nClick <a href=\"https:\/\/mastic.mosti.gov.my\/sti\/incentives\/strategic-research-fund-srf\" rel=\"noopener\" target=\"_blank\">here<\/a> and <a href=\"https:\/\/sdb.mosti.gov.my\/sdbcms\/wp-content\/uploads\/2023\/07\/UPDATED_KRITERIA_PENILAIAN_SRF-APP.png\" rel=\"noopener\" target=\"_blank\">here<\/a> to find out more.\n<h3 id=\"technology-development-fund-1-ted1\">Technology Development Fund 1 (TeD1)<\/h3>\nAims to develop existing concepts related to the design of technology, processes or products that have the potential to be commercialised, and to stimulate the growth of research and technology development among government research institutes, STI agencies, higher education institutions, polytechnics, community colleges and industries.\n\nSMEs will be able to get a matching grant where companies must finance at least 30% (monetary or in-kind) of the total cost of the project.\n\nClick <a href=\"https:\/\/mastic.mosti.gov.my\/sti\/incentives\/technology-development-fund-1-ted-1\" rel=\"noopener\" target=\"_blank\">here<\/a> and <a href=\"https:\/\/sdb.mosti.gov.my\/sdbcms\/wp-content\/uploads\/2023\/07\/UPDATED_KRITERIA_PENILAIAN_TeD1.png\" rel=\"noopener\" target=\"_blank\">here<\/a> to find out more.\n<h3 id=\"technology-development-fund-2-ted2\">Technology Development Fund 2 (TeD2)<\/h3>\nAims to develop existing concepts related to the design of technology, processes or products towards commercialization to reduce the failure gap (Valley of Death), and stimulate the growth of research and technological development through a network of cooperation between government research institutes, government STI agencies, institutes of higher education and industries.\n\nSMEs will be able to get a matching grant where companies must finance at least 30% (monetary or in-kind) of the total cost of the project.\n\nClick <a href=\"https:\/\/mastic.mosti.gov.my\/sti\/incentives\/technology-development-fund-2-ted-2\" rel=\"noopener\" target=\"_blank\">here<\/a> and <a href=\"https:\/\/sdb.mosti.gov.my\/sdbcms\/wp-content\/uploads\/2023\/07\/UPDATED_KRITERIA_PENILAIAN_TeD2.png\" rel=\"noopener\" target=\"_blank\">here<\/a> to find out more.\n\n<hr\/>\n<h2 id=\"sme-corp\">SME Corp<\/h2>\n<h3 id=\"-4\"><\/h3>\n<h3 id=\"business-accelerator-programme-bap-40\">Business Accelerator Programme (BAP 4.0)<\/h3>\nAn integrated assistance programme enhancing the capabilities of micro, small and medium enterprises (MSMEs) through business advisory services and financial support.\n\nSMEs will be able to get a matching grant of up to RM400,000 or 50% of funds to be raised on reimbursement basis for up to 12 months.\n\nClick <a href=\"https:\/\/smecorp.gov.my\/index.php\/en\/programmes1\/2015-12-21-09-53-14\/business-accelerator-programme-bap-3-0\" rel=\"noopener\" target=\"_blank\">here<\/a> to find out more.\n<h3 id=\"programme-for-enhancement-of-strategic-industry-and-high-growth-enterprise-prestige\">Programme for Enhancement of Strategic Industry and High Growth Enterprise (PRESTIGE)<\/h3>\nAims to develop high growth SMEs in strategic sectors such as medical devices, biotechnology, aerospace and rail etc in line with the National Entrepreneurship Policy (DKN 2030).\n\nSMEs will be able to get a matching grant of up to RM500,000.\n\nClick <a href=\"https:\/\/smecorp.gov.my\/index.php\/en\/programmes1\/2015-12-21-09-53-14\/prestige\" rel=\"noopener\" target=\"_blank\">here<\/a> to find out more.\n<h2 id=\"want-more-resources\">Want more resources?<\/h2>\nFor an exhaustive list of the public and private initiatives available to support SME business activities, check out the Malaysian Global Innovation &amp; Creativity Centre (MaGIC)\u2019s <a href=\"https:\/\/central.mymagic.my\/resource\" rel=\"noopener\" target=\"_blank\">resource directory<\/a> and the <a href=\"https:\/\/www.smeinfo.com.my\/msme-development-programmes\/development-programmes\/\" rel=\"noopener\" target=\"_blank\">MSME development programmes<\/a> listed on the SMEinfo portal.\n\n<a href=\"https:\/\/employmenthero.com\/my\/malaysia-sme-bizhub\/\"><img loading=\"lazy\" decoding=\"async\" alt=\"\" class=\"alignnone wp-image-11402 size-full\" height=\"628\" src=\"https:\/\/employmenthero.com\/my\/wp-content\/uploads\/sites\/3\/2023\/04\/BIZHUB-BANNER-1.png\" width=\"1200\" srcset=\"https:\/\/employmenthero.com\/my\/wp-content\/uploads\/sites\/4\/2023\/04\/BIZHUB-BANNER-1.png 1200w, https:\/\/employmenthero.com\/my\/wp-content\/uploads\/sites\/4\/2023\/04\/BIZHUB-BANNER-1-300x157.png 300w, 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data-marketo-form=\"{&quot;is_multi_steps&quot;:false,&quot;form_data&quot;:[{&quot;base_url&quot;:&quot;\/\/hr.employmenthero.io&quot;,&quot;munchkin_id&quot;:&quot;387-SZZ-170&quot;,&quot;form_id&quot;:&quot;1737&quot;,&quot;css_classes&quot;:&quot;&quot;}],&quot;submit_text&quot;:&quot;&quot;,&quot;success_handling_method&quot;:&quot;thank_you_page&quot;,&quot;redirect_url&quot;:&quot;&quot;,&quot;thank_you_message&quot;:&quot;&quot;,&quot;add_lead_linking_id&quot;:false,&quot;add_drift_campaign_id&quot;:false,&quot;drift_campaign_id&quot;:&quot;&quot;,&quot;thank_you_page_id&quot;:&quot;23817&quot;,&quot;thank_you_page_url&quot;:&quot;https:\/\/employmenthero.com\/my\/thank-you\/downloadable\/?origin=grants-subsidies&amp;origin_id=HpDv5Ybx%2Bf3%2BjXNVOwhIUE0mNnvqEqd%2B74KIFgtMsTDji9ohfh54wQqICRY0ZH544TLpMe7S8CuY7wHxPZSRDA%3D%3D&quot;,&quot;progress_indicator_type&quot;:&quot;stepper&quot;,&quot;enable_revenue_hero&quot;:false,&quot;revenue_hero_router_id&quot;:&quot;4668&quot;,&quot;revenue_hero_thank_you_message&quot;:&quot;Thank you for booking!&quot;}\"><\/div>\n                                            <\/div>\n                <\/div>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group alignfull has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\" style=\"padding-top:var(--wp--preset--spacing--20);padding-bottom:var(--wp--preset--spacing--20)\">\n<div class=\"wp-block-group is-content-justification-space-between is-layout-flex wp-container-core-group-is-layout-15 wp-block-group-is-layout-flex\" style=\"margin-bottom:var(--wp--preset--spacing--10)\">\n<h3 class=\"wp-block-heading\">Related Resources<\/h3>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-link-arrow is-style-link-arrow--3\"><a class=\"wp-block-button__link has-btn-brand-background-color has-background wp-element-button\" href=\"\/resources\/?topic%5B0%5D%5B0%5D=Product\">View all<\/a><\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-query blog-3-col-query-loop is-layout-flow wp-block-query-is-layout-flow\"><ul class=\"columns-3 alignfull wp-block-post-template is-layout-grid wp-container-core-post-template-is-layout-1 wp-block-post-template-is-layout-grid\"><li class=\"wp-block-post post-27027 post type-post status-publish format-standard has-post-thumbnail hentry category-uncategorized resource-type-blog\">\n\n<div class=\"wp-block-group has-border-color has-neutral-100-border-color has-white-background-color has-background is-vertical is-layout-flex wp-container-core-group-is-layout-18 wp-block-group-is-layout-flex\" style=\"border-width:1px;min-height:100%\"><figure style=\"aspect-ratio:16\/9;width:100%;height:100%; padding-bottom:0;padding-top:0;margin-bottom:0;\" class=\"wp-block-post-featured-image\"><a href=\"https:\/\/employmenthero.com\/my\/blog\/product-update-january-2026\/\" target=\"_self\"  style=\"height:100%\"><img loading=\"lazy\" decoding=\"async\" width=\"1152\" height=\"760\" src=\"https:\/\/employmenthero.com\/my\/wp-content\/uploads\/sites\/4\/2026\/02\/Product-Update-January-2026-thumbnail.webp\" class=\"attachment-post-thumbnail size-post-thumbnail wp-post-image\" alt=\"Product Update: January 2026\" style=\"width:100%;height:100%;object-fit:cover;\" srcset=\"https:\/\/employmenthero.com\/my\/wp-content\/uploads\/sites\/4\/2026\/02\/Product-Update-January-2026-thumbnail.webp 1152w, https:\/\/employmenthero.com\/my\/wp-content\/uploads\/sites\/4\/2026\/02\/Product-Update-January-2026-thumbnail-300x198.webp 300w, https:\/\/employmenthero.com\/my\/wp-content\/uploads\/sites\/4\/2026\/02\/Product-Update-January-2026-thumbnail-1024x676.webp 1024w, https:\/\/employmenthero.com\/my\/wp-content\/uploads\/sites\/4\/2026\/02\/Product-Update-January-2026-thumbnail-768x507.webp 768w, https:\/\/employmenthero.com\/my\/wp-content\/uploads\/sites\/4\/2026\/02\/Product-Update-January-2026-thumbnail-576x380.webp 576w, https:\/\/employmenthero.com\/my\/wp-content\/uploads\/sites\/4\/2026\/02\/Product-Update-January-2026-thumbnail-440x290.webp 440w\" sizes=\"auto, (max-width: 1152px) 100vw, 1152px\" \/><\/a><\/figure>\n\n\n<div class=\"wp-block-group blog-3-col-details wp-container-content-3 is-vertical is-content-justification-left is-nowrap is-layout-flex wp-container-core-group-is-layout-17 wp-block-group-is-layout-flex\" style=\"margin-top:0;padding-top:var(--wp--preset--spacing--10);padding-right:var(--wp--preset--spacing--10);padding-bottom:var(--wp--preset--spacing--10);padding-left:var(--wp--preset--spacing--10)\">\n<div class=\"wp-block-group is-vertical is-layout-flex wp-container-core-group-is-layout-16 wp-block-group-is-layout-flex\"><div style=\"font-style:normal;font-weight:600\" class=\"taxonomy-resource-type eh-resource-type wp-block-post-terms\"><img decoding=\"async\" class=\"wp-block-post-terms-icon\" width=\"20\" height=\"20\" alt=\"icon-blog\" loading=\"lazy\" src=\"https:\/\/employmenthero.com\/my\/wp-content\/uploads\/sites\/4\/2023\/02\/ManagedHR-1-1.png\"><a href=\"https:\/\/employmenthero.com\/my\/resources\/blog\/\" rel=\"tag\">Blogs<\/a><\/div>\n\n<h3 class=\"wp-block-post-title\"><a href=\"https:\/\/employmenthero.com\/my\/blog\/product-update-january-2026\/\" target=\"_self\" >Product Update: January 2026<\/a><\/h3>\n\n<div class=\"wp-block-post-excerpt has-text-color has-contrast-2-color has-small-font-size wp-container-content-2\"><p class=\"wp-block-post-excerpt__excerpt\">Welcome to the January 2026 product update from the 91爆料 team. We\u2019ve got lots to share around Custom Forms,&hellip; <\/p><\/div><\/div>\n\n\n<a style=\"font-style:normal;font-weight:600;\" class=\"wp-elements-9dfcbcb7662772ecb2d671e8976a6c51 wp-block-read-more has-text-color has-violet-500-color\" href=\"https:\/\/employmenthero.com\/my\/blog\/product-update-january-2026\/\" target=\"_self\">Read more<span class=\"screen-reader-text\">: Product Update: January 2026<\/span><\/a><\/div>\n<\/div>\n<a href=\"https:\/\/employmenthero.com\/my\/blog\/product-update-january-2026\/\" target=\"_self\" class=\"group-block-link\"><\/a>\n<\/li><li class=\"wp-block-post post-26921 post type-post status-publish format-standard has-post-thumbnail hentry category-uncategorized tag-2025-product-update resource-type-blog topic-product\">\n\n<div class=\"wp-block-group has-border-color has-neutral-100-border-color has-white-background-color has-background is-vertical is-layout-flex wp-container-core-group-is-layout-21 wp-block-group-is-layout-flex\" style=\"border-width:1px;min-height:100%\"><figure style=\"aspect-ratio:16\/9;width:100%;height:100%; padding-bottom:0;padding-top:0;margin-bottom:0;\" class=\"wp-block-post-featured-image\"><a href=\"https:\/\/employmenthero.com\/my\/blog\/product-update-december-2025\/\" target=\"_self\"  style=\"height:100%\"><img loading=\"lazy\" decoding=\"async\" width=\"1152\" height=\"760\" src=\"https:\/\/employmenthero.com\/my\/wp-content\/uploads\/sites\/4\/2026\/01\/December-2025-Product-Update-Thumbnail.webp\" class=\"attachment-post-thumbnail size-post-thumbnail wp-post-image\" alt=\"Product Update: December 2025\" style=\"width:100%;height:100%;object-fit:cover;\" srcset=\"https:\/\/employmenthero.com\/my\/wp-content\/uploads\/sites\/4\/2026\/01\/December-2025-Product-Update-Thumbnail.webp 1152w, https:\/\/employmenthero.com\/my\/wp-content\/uploads\/sites\/4\/2026\/01\/December-2025-Product-Update-Thumbnail-300x198.webp 300w, https:\/\/employmenthero.com\/my\/wp-content\/uploads\/sites\/4\/2026\/01\/December-2025-Product-Update-Thumbnail-1024x676.webp 1024w, https:\/\/employmenthero.com\/my\/wp-content\/uploads\/sites\/4\/2026\/01\/December-2025-Product-Update-Thumbnail-768x507.webp 768w, https:\/\/employmenthero.com\/my\/wp-content\/uploads\/sites\/4\/2026\/01\/December-2025-Product-Update-Thumbnail-576x380.webp 576w, https:\/\/employmenthero.com\/my\/wp-content\/uploads\/sites\/4\/2026\/01\/December-2025-Product-Update-Thumbnail-440x290.webp 440w\" sizes=\"auto, (max-width: 1152px) 100vw, 1152px\" \/><\/a><\/figure>\n\n\n<div class=\"wp-block-group blog-3-col-details wp-container-content-6 is-vertical is-content-justification-left is-nowrap is-layout-flex wp-container-core-group-is-layout-20 wp-block-group-is-layout-flex\" style=\"margin-top:0;padding-top:var(--wp--preset--spacing--10);padding-right:var(--wp--preset--spacing--10);padding-bottom:var(--wp--preset--spacing--10);padding-left:var(--wp--preset--spacing--10)\">\n<div class=\"wp-block-group is-vertical is-layout-flex wp-container-core-group-is-layout-19 wp-block-group-is-layout-flex\"><div style=\"font-style:normal;font-weight:600\" class=\"taxonomy-resource-type eh-resource-type wp-block-post-terms\"><img decoding=\"async\" class=\"wp-block-post-terms-icon\" width=\"20\" height=\"20\" alt=\"icon-blog\" loading=\"lazy\" src=\"https:\/\/employmenthero.com\/my\/wp-content\/uploads\/sites\/4\/2023\/02\/ManagedHR-1-1.png\"><a href=\"https:\/\/employmenthero.com\/my\/resources\/blog\/\" rel=\"tag\">Blogs<\/a><\/div>\n\n<h3 class=\"wp-block-post-title\"><a href=\"https:\/\/employmenthero.com\/my\/blog\/product-update-december-2025\/\" target=\"_self\" >Product Update: December 2025<\/a><\/h3>\n\n<div class=\"wp-block-post-excerpt has-text-color has-contrast-2-color has-small-font-size wp-container-content-5\"><p class=\"wp-block-post-excerpt__excerpt\">Welcome to the December 2025 product update from the 91爆料 team. We\u2019ve got lots to share around Custom Forms,&hellip; <\/p><\/div><\/div>\n\n\n<a style=\"font-style:normal;font-weight:600;\" class=\"wp-elements-9dfcbcb7662772ecb2d671e8976a6c51 wp-block-read-more has-text-color has-violet-500-color\" href=\"https:\/\/employmenthero.com\/my\/blog\/product-update-december-2025\/\" target=\"_self\">Read more<span class=\"screen-reader-text\">: Product Update: December 2025<\/span><\/a><\/div>\n<\/div>\n<a href=\"https:\/\/employmenthero.com\/my\/blog\/product-update-december-2025\/\" target=\"_self\" class=\"group-block-link\"><\/a>\n<\/li><li class=\"wp-block-post post-26905 post type-post status-publish format-standard has-post-thumbnail hentry category-uncategorized tag-2025-product-update resource-type-blog topic-product\">\n\n<div class=\"wp-block-group has-border-color has-neutral-100-border-color has-white-background-color has-background is-vertical is-layout-flex wp-container-core-group-is-layout-24 wp-block-group-is-layout-flex\" style=\"border-width:1px;min-height:100%\"><figure style=\"aspect-ratio:16\/9;width:100%;height:100%; padding-bottom:0;padding-top:0;margin-bottom:0;\" class=\"wp-block-post-featured-image\"><a href=\"https:\/\/employmenthero.com\/my\/blog\/product-update-november-2025\/\" target=\"_self\"  style=\"height:100%\"><img loading=\"lazy\" decoding=\"async\" width=\"1152\" height=\"760\" src=\"https:\/\/employmenthero.com\/my\/wp-content\/uploads\/sites\/4\/2025\/12\/BlogDownloadable_Generic-optimized.webp\" class=\"attachment-post-thumbnail size-post-thumbnail wp-post-image\" alt=\"Product Update: November 2025\" style=\"width:100%;height:100%;object-fit:cover;\" srcset=\"https:\/\/employmenthero.com\/my\/wp-content\/uploads\/sites\/4\/2025\/12\/BlogDownloadable_Generic-optimized.webp 1152w, https:\/\/employmenthero.com\/my\/wp-content\/uploads\/sites\/4\/2025\/12\/BlogDownloadable_Generic-optimized-300x198.webp 300w, https:\/\/employmenthero.com\/my\/wp-content\/uploads\/sites\/4\/2025\/12\/BlogDownloadable_Generic-optimized-1024x676.webp 1024w, https:\/\/employmenthero.com\/my\/wp-content\/uploads\/sites\/4\/2025\/12\/BlogDownloadable_Generic-optimized-768x507.webp 768w, https:\/\/employmenthero.com\/my\/wp-content\/uploads\/sites\/4\/2025\/12\/BlogDownloadable_Generic-optimized-576x380.webp 576w, https:\/\/employmenthero.com\/my\/wp-content\/uploads\/sites\/4\/2025\/12\/BlogDownloadable_Generic-optimized-440x290.webp 440w\" sizes=\"auto, (max-width: 1152px) 100vw, 1152px\" \/><\/a><\/figure>\n\n\n<div class=\"wp-block-group blog-3-col-details wp-container-content-9 is-vertical is-content-justification-left is-nowrap is-layout-flex wp-container-core-group-is-layout-23 wp-block-group-is-layout-flex\" style=\"margin-top:0;padding-top:var(--wp--preset--spacing--10);padding-right:var(--wp--preset--spacing--10);padding-bottom:var(--wp--preset--spacing--10);padding-left:var(--wp--preset--spacing--10)\">\n<div class=\"wp-block-group is-vertical is-layout-flex wp-container-core-group-is-layout-22 wp-block-group-is-layout-flex\"><div style=\"font-style:normal;font-weight:600\" class=\"taxonomy-resource-type eh-resource-type wp-block-post-terms\"><img decoding=\"async\" class=\"wp-block-post-terms-icon\" width=\"20\" height=\"20\" alt=\"icon-blog\" loading=\"lazy\" src=\"https:\/\/employmenthero.com\/my\/wp-content\/uploads\/sites\/4\/2023\/02\/ManagedHR-1-1.png\"><a href=\"https:\/\/employmenthero.com\/my\/resources\/blog\/\" rel=\"tag\">Blogs<\/a><\/div>\n\n<h3 class=\"wp-block-post-title\"><a href=\"https:\/\/employmenthero.com\/my\/blog\/product-update-november-2025\/\" target=\"_self\" >Product Update: November 2025<\/a><\/h3>\n\n<div class=\"wp-block-post-excerpt has-text-color has-contrast-2-color has-small-font-size wp-container-content-8\"><p class=\"wp-block-post-excerpt__excerpt\">Welcome to the November 2025 product update from the 91爆料 team. We\u2019ve got lots to share around Workflows, Rostering,&hellip; <\/p><\/div><\/div>\n\n\n<a style=\"font-style:normal;font-weight:600;\" class=\"wp-elements-9dfcbcb7662772ecb2d671e8976a6c51 wp-block-read-more has-text-color has-violet-500-color\" href=\"https:\/\/employmenthero.com\/my\/blog\/product-update-november-2025\/\" target=\"_self\">Read more<span class=\"screen-reader-text\">: Product Update: November 2025<\/span><\/a><\/div>\n<\/div>\n<a href=\"https:\/\/employmenthero.com\/my\/blog\/product-update-november-2025\/\" target=\"_self\" class=\"group-block-link\"><\/a>\n<\/li><\/ul><\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Find out about grants, subsidies and financing for Malaysian SMEs that can help your business grow.<\/p>\n","protected":false},"author":5,"featured_media":23508,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"_lite_auth_enabled":false,"_lite_auth_trigger_method":"scroll","_lite_auth_scroll_percent":25,"_lite_auth_click_element_query":"","exclude_from_algolia":false,"reading_time":"10 min read","display_reading_time":false,"download_content_type":"file","download_file":"18488","download_url":"","download_cta_label":"","footnotes":""},"categories":[1],"tags":[],"resource-type":[297],"topic":[304],"industry":[204,219,198,225,228,191,215,223,232,203,206,208,209,195,207,205,218,211,227,197,212,213,214,226,196,210,221,222,199,216,224,230,231,229,217],"audience":[],"business-size":[],"product-tag":[],"funnel-stage":[],"region":[],"pain-point":[],"persona":[],"post_features":[],"class_list":["post-11232","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized","resource-type-blog","topic-sme-bizhub-initiatives","industry-agriculture","industry-automotive","industry-business-consulting","industry-childcare","industry-colleges-and-sporting-clubs","industry-construction","industry-consumer-services","industry-customer-service","industry-early-education","industry-ecommerce","industry-education","industry-entertainment","industry-finance","industry-financial-services","industry-franchises","industry-health-and-fitness","industry-health-services","industry-healthcare","industry-hospitality","industry-it-and-technology","industry-legal","industry-logistics-manufacturing","industry-media-communications","industry-not-for-profit","industry-professional-services","industry-public-relations","industry-real-estate","industry-real-estate-and-strata-management","industry-recruitment","industry-retail","industry-stem","industry-technology","industry-utilities-public-services","industry-veterinary-services","industry-youth-services"],"_links":{"self":[{"href":"https:\/\/employmenthero.com\/my\/wp-json\/wp\/v2\/posts\/11232","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/employmenthero.com\/my\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/employmenthero.com\/my\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/employmenthero.com\/my\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/employmenthero.com\/my\/wp-json\/wp\/v2\/comments?post=11232"}],"version-history":[{"count":4,"href":"https:\/\/employmenthero.com\/my\/wp-json\/wp\/v2\/posts\/11232\/revisions"}],"predecessor-version":[{"id":26187,"href":"https:\/\/employmenthero.com\/my\/wp-json\/wp\/v2\/posts\/11232\/revisions\/26187"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/employmenthero.com\/my\/wp-json\/wp\/v2\/media\/23508"}],"wp:attachment":[{"href":"https:\/\/employmenthero.com\/my\/wp-json\/wp\/v2\/media?parent=11232"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/employmenthero.com\/my\/wp-json\/wp\/v2\/categories?post=11232"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/employmenthero.com\/my\/wp-json\/wp\/v2\/tags?post=11232"},{"taxonomy":"resource-type","embeddable":true,"href":"https:\/\/employmenthero.com\/my\/wp-json\/wp\/v2\/resource-type?post=11232"},{"taxonomy":"topic","embeddable":true,"href":"https:\/\/employmenthero.com\/my\/wp-json\/wp\/v2\/topic?post=11232"},{"taxonomy":"industry","embeddable":true,"href":"https:\/\/employmenthero.com\/my\/wp-json\/wp\/v2\/industry?post=11232"},{"taxonomy":"audience","embeddable":true,"href":"https:\/\/employmenthero.com\/my\/wp-json\/wp\/v2\/audience?post=11232"},{"taxonomy":"business-size","embeddable":true,"href":"https:\/\/employmenthero.com\/my\/wp-json\/wp\/v2\/business-size?post=11232"},{"taxonomy":"product-tag","embeddable":true,"href":"https:\/\/employmenthero.com\/my\/wp-json\/wp\/v2\/product-tag?post=11232"},{"taxonomy":"funnel-stage","embeddable":true,"href":"https:\/\/employmenthero.com\/my\/wp-json\/wp\/v2\/funnel-stage?post=11232"},{"taxonomy":"region","embeddable":true,"href":"https:\/\/employmenthero.com\/my\/wp-json\/wp\/v2\/region?post=11232"},{"taxonomy":"pain-point","embeddable":true,"href":"https:\/\/employmenthero.com\/my\/wp-json\/wp\/v2\/pain-point?post=11232"},{"taxonomy":"persona","embeddable":true,"href":"https:\/\/employmenthero.com\/my\/wp-json\/wp\/v2\/persona?post=11232"},{"taxonomy":"post_features","embeddable":true,"href":"https:\/\/employmenthero.com\/my\/wp-json\/wp\/v2\/post_features?post=11232"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}