{"id":8320,"date":"2022-09-03T17:29:00","date_gmt":"2022-09-03T07:29:00","guid":{"rendered":"https:\/\/employmenthero.com\/sg\/blog\/employee-financial-wellbeing\/"},"modified":"2025-07-03T08:42:24","modified_gmt":"2025-07-03T08:42:24","slug":"employee-financial-wellbeing","status":"publish","type":"post","link":"https:\/\/employmenthero.com\/sg\/blog\/employee-financial-wellbeing\/","title":{"rendered":"Employee Financial Wellbeing: The Secret Struggle Hurting Your Business"},"content":{"rendered":"\n<div class=\"wp-block-group alignfull blog-template-header has-neutral-100-background-color has-background has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\" style=\"padding-bottom:var(--wp--preset--spacing--16)\">\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\"><div style=\"--bb--crumb-gap:.4em;\" class=\"blog-template-breadcrumb wp-block-employmentherocom2025-breadcrumb-block\"><nav 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5.77648C6.15544 6.50283 5.83739 7.40411 5.83355 8.33398C5.83355 9.43905 6.27253 10.4989 7.05394 11.2803C7.83534 12.0617 8.89514 12.5007 10.0002 12.5007C11.1053 12.5007 12.1651 12.0617 12.9465 11.2803C13.7279 10.4989 14.1669 9.43905 14.1669 8.33398C14.1629 7.40674 13.8468 6.50785 13.2694 5.78232C15.2033 6.78886 16.8752 8.23337 18.1519 10.0007C17.201 11.3015 14.1277 15.0007 10.0002 15.0007Z\" fill=\"currentColor\"\/> <\/g> <defs> <clipPath id=\"clip0_5893_17419\"> <rect width=\"20\" height=\"20\" fill=\"white\"\/> <\/clipPath> <\/defs> <\/svg><\/span>Blog<\/a><\/div>\n<\/div>\n\n\n<div style=\"padding-top:var(--wp--preset--spacing--0-5);padding-bottom:var(--wp--preset--spacing--0-5)\" class=\"taxonomy-topic eh-topics-separate wp-block-post-terms\"><a href=\"https:\/\/employmenthero.com\/sg\/blog\/topic\/benefits-and-wellness\/\" rel=\"tag\">Benefits and Wellness<\/a><span class=\"wp-block-post-terms__separator\"> <\/span><a href=\"https:\/\/employmenthero.com\/sg\/blog\/topic\/people-and-culture\/\" rel=\"tag\">People and Culture<\/a><\/div><\/div>\n\n\n\n<div class=\"wp-block-group blog-template-social-desktop is-vertical is-layout-flex wp-container-core-group-is-layout-3 wp-block-group-is-layout-flex\">\n<div class=\"wp-block-group is-nowrap is-layout-flex wp-container-core-group-is-layout-2 wp-block-group-is-layout-flex\" style=\"margin-top:var(--wp--preset--spacing--2);margin-bottom:var(--wp--preset--spacing--2)\"><div \n    class=\"eh-social-sharing-button wp-block-employmentherocom2025-eh-social-sharing-button\" data-icon=\"facebook\" data-social-type=\"facebook\">\n    <span style=\"display: flex;\">\n        <svg class=\"icon\" width=\"24px\" height=\"24px\" viewBox=\"0 0 20 20\" version=\"1.1\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\"> <title>Group<\/title> <path d=\"M14.4446 6.47609H11.4173V4.40033C11.4173 3.62078 11.9115 3.43904 12.2596 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class=\"wp-block-group has-global-padding is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-5 wp-block-group-is-layout-constrained\"><h1 class=\"blog-template-title wp-block-post-title\">Employee Financial Wellbeing: The Secret Struggle Hurting Your Business<\/h1><\/div>\n\n\n\n<p class=\"blog-template-sub-title\" style=\"padding-top:var(--wp--preset--spacing--9);padding-bottom:var(--wp--preset--spacing--9);line-height:1.5\">\n    Financial matters are the biggest source of stress across all age groups in Singapore. Here&#8217;s how you can help your team address their concerns.\n<\/p>\n\n\n\n<div class=\"wp-block-group blog-template-meta-row is-layout-flex wp-container-core-group-is-layout-8 wp-block-group-is-layout-flex\">\n<div class=\"wp-block-query wp-block-hosts-query has-global-padding is-content-justification-left is-layout-constrained wp-container-core-query-is-layout-1 wp-block-query-is-layout-constrained\"><ul data-wp-interactive=\"eh-hosts\" class=\"wp-block-post-template is-layout-flow wp-container-core-post-template-is-layout-1 wp-block-post-template-is-layout-flow\"><li data-host-index=\"0\" data-wp-on--click=\"actions.openDetail\" class=\"wp-block-post post-1693 hosts type-hosts status-publish has-post-thumbnail hentry\">\n\n<div class=\"wp-block-group is-nowrap is-layout-flex wp-container-core-group-is-layout-7 wp-block-group-is-layout-flex\"><figure style=\"width:52px;height:52px;\" class=\"wp-block-post-featured-image\"><img loading=\"lazy\" decoding=\"async\" width=\"120\" height=\"120\" src=\"https:\/\/employmenthero.com\/sg\/wp-content\/uploads\/sites\/3\/2021\/08\/Copy-of-Host-Image-Main-TEMPLATE-120x120.jpg\" class=\"attachment-host_thumbnail size-host_thumbnail wp-post-image\" alt=\"Annabel - Author image\" style=\"border-radius:60px;height:52px;object-fit:cover;\" srcset=\"https:\/\/employmenthero.com\/sg\/wp-content\/uploads\/sites\/3\/2021\/08\/Copy-of-Host-Image-Main-TEMPLATE-120x120.jpg 120w, https:\/\/employmenthero.com\/sg\/wp-content\/uploads\/sites\/3\/2021\/08\/Copy-of-Host-Image-Main-TEMPLATE-150x150.jpg 150w, https:\/\/employmenthero.com\/sg\/wp-content\/uploads\/sites\/3\/2021\/08\/Copy-of-Host-Image-Main-TEMPLATE-240x240.jpg 240w\" sizes=\"auto, (max-width: 120px) 100vw, 120px\" \/><\/figure>\n\n\n<div class=\"wp-block-group has-sm-font-size is-vertical is-content-justification-center is-layout-flex wp-container-core-group-is-layout-6 wp-block-group-is-layout-flex\"><h6 style=\"line-height:1.3; border-right-width:1px;border-right-color:var(--wp--preset--color--black); padding-right:var(--wp--preset--spacing--2);\" class=\"has-text-align-center has-link-color wp-elements-1e20e747939e3458765ab321928f59b7 wp-block-post-title has-text-color has-violet-500-color has-sm-font-size\">Annabel Thompson<\/h6><\/div>\n<\/div>\n\n<\/li><\/ul><\/div>\n\n\n\n<p class=\"has-text-align-center has-sm-font-size\" style=\"border-left-style:none;border-left-width:0px;padding-left:0\">Published<\/p>\n\n\n<div class=\"wp-block-post-date has-sm-font-size\"><time datetime=\"2022-09-03T17:29:00+00:00\">Sep 3, 2022<\/time><\/div>\n\n\n<p class=\"has-text-align-center has-sm-font-size\" style=\"border-left-color:var(--wp--preset--color--neutral-700);border-left-width:1px;padding-left:var(--wp--preset--spacing--2)\">Updated<\/p>\n\n\n<div class=\"wp-block-post-date__modified-date wp-block-post-date has-sm-font-size\"><time datetime=\"2025-07-03T08:42:24+00:00\">Jul 3, 2025<\/time><\/div>\n\n\n<p class=\"has-sm-font-size\" style=\"border-left-color:var(--wp--preset--color--neutral-700);border-left-width:1px;padding-left:var(--wp--preset--spacing--2)\">12 mins read<\/p>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group alignfull blog-image-container has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\">\n<figure class=\"wp-block-image aligncenter size-large is-resized blog-template-image\"><img decoding=\"async\" src=\"https:\/\/employmenthero.com\/sg\/wp-content\/uploads\/sites\/2\/2022\/09\/EmploymentHero_27-05-2021_04_0406_79.jpg\" alt=\"Image\" style=\"object-fit:cover;width:864px;height:561px\"\/><\/figure>\n<\/div>\n\n\n\n<div style=\"height:66px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-1 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:30%\">\n<div class=\"wp-block-group sticky-side-panel is-vertical is-content-justification-stretch is-layout-flex wp-container-core-group-is-layout-12 wp-block-group-is-layout-flex wp-container-2 is-position-sticky\">\n<p class=\"has-lg-font-size\" style=\"border-bottom-color:var(--wp--preset--color--neutral-200);border-bottom-width:0.1rem;padding-top:var(--wp--preset--spacing--4);padding-bottom:var(--wp--preset--spacing--4)\"><strong>Contents<\/strong><\/p>\n\n\n\n<div class=\"content-single-table-content\"><\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:70%\" id=\"content-wrapper\">\n<div class=\"wp-block-group content_single content_single--blog content-single-content-wysiwyg wysiwyg content-wrapper has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\" style=\"margin-bottom:var(--wp--preset--spacing--4)\">\n<p>Are you across your employee&#8217;s financial wellbeing? As the future of work starts to blur the lines between work-life balance, work-life integration, and many other <a href=\"https:\/\/employmenthero.com\/sg\/blog\/employee-engagement-trends\/\">workplace wellness trends<\/a> forecasted for the decade ahead, it&#8217;s now easier than ever for an employee&#8217;s wellbeing to take a dip.\n\nYou&#8217;re probably aware of <a href=\"https:\/\/employmenthero.com\/sg\/resources\/guide-to-boosting-employee-mental-wellbeing\/\">how to support your employees physical and mental health<\/a>, but what about their financial wellbeing? In times of economic uncertainty and the rising cost of living, you could have an employee<a href=\"https:\/\/employmenthero.com\/sg\/blog\/support-employees-cost-of-living-crisis\/\"> under immense financial difficulty<\/a> and not even know.\n\nAt the end of the day, the support you provide your employees can have a great impact on their professional and personal life, so it&#8217;s important you support employees in every way you can.\n<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"whos-responsible-for-supporting-financial-wellbeing-at-work\">Who&#8217;s responsible for supporting financial wellbeing at work?<\/h2>\n\n\n\n<p>\nHuman resources are the go-to people when employees are faced with tough times in their personal lives. This is no different when it comes to financial hardship.\n\nThere are many ways you, as a people manager, can assist your team&#8217;s journey to financial wellness.\n\nHowever, if you&#8217;re sitting there thinking, &#8220;what has my team&#8217;s financial wellbeing got to do with me in human resources?&#8221; We&#8217;re here to tell you &#8211; a lot.\n\nWhile it might sound easier to turn a blind eye to your employee&#8217;s financial worries, it could actually cost you greatly.\n<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"the-impact-of-poor-financial-wellbeing\">The impact of poor financial wellbeing<\/h2>\n\n\n\n<p>They say that money talks, but why is no one <a href=\"https:\/\/employmenthero.com\/sg\/blog\/money-at-work\/\">talking about money<\/a>? When an employee is struggling with money worries and poor financial wellbeing, it can have a knock-on effect that could lead to a decrease in staff performance. In Singapore,&nbsp;<a href=\"https:\/\/www.straitstimes.com\/business\/economy\/income-not-keeping-pace-with-inflation-for-four-in-10-people-dbs-study\" target=\"_blank\" rel=\"noopener\">income growth has not kept pace with inflation for 4 in 10 people<\/a>, and the cost of living is rising. This is placing more stress on individuals to cover basic necessities \u2013 which could lead to an impact on their mental health. According to a study by SHMR, 83% of HR and people managers reported that an employee&#8217;s financial worries can impact their performance at work. <a href=\"https:\/\/www.straitstimes.com\/business\/1-in-2-spore-residents-say-they-will-not-cope-financially-in-event-of-illness-or-job-loss\" target=\"_blank\" rel=\"noopener\">1 in 2 Singaporean residents<\/a>&nbsp;also say that they will not be able to cope financially in the event of illness, or a job loss. With statistics like this, it\u2019s important that you put a plan in place to support employee financial wellbeing.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"benefits-of-prioritising-employees-financial-wellbeing\">Benefits of prioritising employees financial wellbeing<\/h2>\n\n\n\n<p>\nMore often than not, those under financial difficulties will suffer in silence and not seek help.\n\nThese financial concerns can lead to an impact on their mental and physical wellbeing, as well as their ability to perform in their role as they normally would.\n\nThough you may not know which of your employees may be suffering from financial stress, you can introduce initiatives to better support all your employees&#8217; financial wellbeing.\n\nDoing so won&#8217;t just improve their overall wellbeing, it will also improve productivity, retention and engagement. Win-win, right?\n\nYou&#8217;ll also reap the benefits of workplace wellbeing in the long term, as <a href=\"https:\/\/employmenthero.com\/sg\/blog\/workplace-wellness-programs-companies\/\">companies who support their employees&#8217; wellbeing<\/a> see <a href=\"https:\/\/employmenthero.com\/sg\/resources\/wellness-at-work-report\/\" rel=\"noopener noreferrer\" target=\"_blank\">lower rates of absenteeism<\/a>.\n\nWhile employee financial wellbeing can be perceived as a tricky topic of discussion, it&#8217;s one that can make a real difference and is very valuable to those who need it most.\n\nWe all know that happier employees are more productive and engaged than their unhappy counterparts.\n\nWe also know that there are many different factors that can influence the <a href=\"https:\/\/employmenthero.com\/sg\/blog\/employee-happiness-survey\/\">happiness of employees<\/a>, with many <a href=\"https:\/\/employmenthero.com\/sg\/blog\/employee-wellness-program-ideas\/\">workplace wellbeing initiatives<\/a> available to employers wanting to improve productivity and in turn, profitability.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"how-to-improve-financial-wellbeing-in-the-workplace\">How to improve financial wellbeing in the workplace<\/h2>\n\n\n\n<p>\nIf you want your employees&#8217; to have a healthy financial future, it&#8217;s important to educate and equip them with the tools they need to make informed decisions.\n\nIt&#8217;s important that you offer your employees access to services or perks that can help improve their financial wellbeing.\n\nIf you&#8217;re ready to talk the talk and walk the walk, read on as we explain five ways you can work with other teams in the business to educate and improve your employees&#8217; financial literacy.\n<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"1-start-a-conversation-on-financial-wellbeing-support\">1. Start a conversation on financial wellbeing support<\/h3>\n\n\n\n<p>\nSo what steps can employers take to improve employee financial wellness? First, they can start a conversation.\n\nWhile we know your finance team aren&#8217;t readily available to give in-depth financial advice to each and every employee, giving general advice is a great place to start\n\nThis doesn\u2019t have to be in person \u2013 employers can simply share financial wellness guides via email or post them in common areas, along with links to&nbsp;<a href=\"https:\/\/www.moneysmart.sg\/\" rel=\"noopener\" target=\"_blank\">Moneysmart,<\/a><a href=\"https:\/\/seedly.sg\/\" rel=\"noopener\" target=\"_blank\">Seedly<\/a>, or other free financial education resources.\n\nWhile providing impartial guidance is important, it is also important that employers and line managers are conscious of which employees might be most vulnerable to financial issues.\n<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"2-organise-sessions-to-cover-basic-financial-literacy\">2. Organise sessions to cover basic financial literacy<\/h3>\n\n\n\n<p>\nThere&#8217;s no denying we don&#8217;t get taught much about financial literacy in school or university (unless they\u2019re studying something related).\n\nWhen it comes to talking about finances, it&#8217;s important to acknowledge everyone has a different background, education level, and financial capability.\n\nAs a people manager, why not team up with your finance department to organise a <a href=\"https:\/\/employmenthero.com\/sg\/resources\/how-to-coach-employees-in-the-workplace\/\">lunch and learn session<\/a>? It&#8217;s a great opportunity for people to ask questions related to finance whilst also getting the finance professionals in your team to share advice.\n\nAlternatively, inviting financial experts to speak to employees through a webinar or in-person conference would be an engaging way for employees to learn more about investing and finance management too.\n<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"3-offer-an-employee-benefits-package\">3. Offer an employee benefits package<\/h3>\n\n\n\n<p>\nIt&#8217;s important to remember that <a href=\"https:\/\/employmenthero.com\/sg\/blog\/top-10-benefits-employees-want\/\">workplace benefits and perks<\/a> aren&#8217;t just for fun, but they&#8217;re practical too!\n\nIn our <a href=\"https:\/\/employmenthero.com\/sg\/resources\/remote-work-report\/\">Remote Work Report 2022<\/a>, we found that one of the top things employees working remotely were looking for was subsidised utilities, food, drinks, and groceries \u2014 to help alleviate the pressure from the rising cost of living.\n\nBy offering additional benefits to your business, you can reduce the financial pressure on your team.\n\nAt 91±¬ΑΟ, some of the perks we receive are:\n<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Free breakfast<\/li>\n\n\n\n<li>Personal training sessions<\/li>\n\n\n\n<li>Yoga<\/li>\n\n\n\n<li>Basketball competitions<\/li>\n\n\n\n<li>Coffee and tea available in the kitchen<\/li>\n<\/ul>\n\n\n\n<p>\nHaving these workplace benefits can improve your team&#8217;s mental and physical wellbeing, especially when you add in exercise perks &#8211; hello endorphins!\n<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"4-providing-employees-with-access-to-an-eap\">4. Providing employees with access to an EAP<\/h3>\n\n\n\n<p>\nIt\u2019s important to acknowledge how financial stress can impact your&nbsp;<a href=\"https:\/\/employmenthero.com\/sg\/resources\/guide-to-boosting-employee-mental-wellbeing\/\">employees\u2019 mental wellbeing<\/a>. Without your team directly telling you that their financial stress is&nbsp;<a href=\"https:\/\/employmenthero.com\/sg\/resources\/employee-wellbeing-survey-questions-template\/\">impacting their mental health<\/a>, it\u2019s hard for you to know.\n\nBy offering access to an EAP (Employee Assistance Program), they will have access to confidential professional services 24\/7\n<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"help-employees-say-goodbye-to-money-worries\">Help employees say goodbye to money worries<\/h2>\n\n\n\n<p>At the end of the day, you can play a significant role in aiding employees&#8217; financial wellbeing and freedom. While it&#8217;s often seen as a hush-hush topic, it&#8217;s important to remember that employers have a duty of care. Showing employees that you care about all aspects of their wellbeing (physical, mental and financial) is about more than just helping your employees. It&#8217;ll also help your business. Consider how you can implement different perks and activities in the workplace to ensure employees have the opportunity to receive financial education and support. <\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-2 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\" data-trigger-modal=\"request-a-demo-modal\"><a class=\"wp-block-button__link wp-element-button\">Learn more<\/a><\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group alignfull has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\" style=\"padding-top:var(--wp--preset--spacing--20);padding-bottom:var(--wp--preset--spacing--20)\">\n<div class=\"wp-block-group is-content-justification-space-between is-layout-flex wp-container-core-group-is-layout-14 wp-block-group-is-layout-flex\" style=\"margin-bottom:var(--wp--preset--spacing--10)\">\n<h3 class=\"wp-block-heading\">Related Resources<\/h3>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-link-arrow is-style-link-arrow--3\"><a class=\"wp-block-button__link has-btn-brand-background-color has-background wp-element-button\" href=\"\/resources\/?topic%5B0%5D%5B0%5D=Product\">View all<\/a><\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-query blog-3-col-query-loop is-layout-flow wp-block-query-is-layout-flow\"><ul class=\"columns-3 alignfull wp-block-post-template is-layout-grid wp-container-core-post-template-is-layout-2 wp-block-post-template-is-layout-grid\"><li class=\"wp-block-post post-27886 post type-post status-publish format-standard has-post-thumbnail hentry category-uncategorized resource-type-blog\">\n\n<div class=\"wp-block-group has-border-color has-neutral-100-border-color has-white-background-color has-background is-vertical is-layout-flex wp-container-core-group-is-layout-17 wp-block-group-is-layout-flex\" style=\"border-width:1px;min-height:100%\"><figure style=\"aspect-ratio:16\/9;width:100%;height:100%; padding-bottom:0;padding-top:0;margin-bottom:0;\" class=\"wp-block-post-featured-image\"><a href=\"https:\/\/employmenthero.com\/sg\/blog\/product-update-january-2026\/\" target=\"_self\"  style=\"height:100%\"><img loading=\"lazy\" decoding=\"async\" width=\"1152\" height=\"760\" src=\"https:\/\/employmenthero.com\/sg\/wp-content\/uploads\/sites\/3\/2026\/02\/Product-Update-January-2026-thumbnail.webp\" class=\"attachment-post-thumbnail size-post-thumbnail wp-post-image\" alt=\"Product Update: January 2026\" style=\"width:100%;height:100%;object-fit:cover;\" srcset=\"https:\/\/employmenthero.com\/sg\/wp-content\/uploads\/sites\/3\/2026\/02\/Product-Update-January-2026-thumbnail.webp 1152w, https:\/\/employmenthero.com\/sg\/wp-content\/uploads\/sites\/3\/2026\/02\/Product-Update-January-2026-thumbnail-300x198.webp 300w, https:\/\/employmenthero.com\/sg\/wp-content\/uploads\/sites\/3\/2026\/02\/Product-Update-January-2026-thumbnail-1024x676.webp 1024w, https:\/\/employmenthero.com\/sg\/wp-content\/uploads\/sites\/3\/2026\/02\/Product-Update-January-2026-thumbnail-768x507.webp 768w, https:\/\/employmenthero.com\/sg\/wp-content\/uploads\/sites\/3\/2026\/02\/Product-Update-January-2026-thumbnail-576x380.webp 576w, https:\/\/employmenthero.com\/sg\/wp-content\/uploads\/sites\/3\/2026\/02\/Product-Update-January-2026-thumbnail-440x290.webp 440w\" sizes=\"auto, (max-width: 1152px) 100vw, 1152px\" \/><\/a><\/figure>\n\n\n<div class=\"wp-block-group blog-3-col-details wp-container-content-3 is-vertical is-content-justification-left is-nowrap is-layout-flex wp-container-core-group-is-layout-16 wp-block-group-is-layout-flex\" style=\"margin-top:0;padding-top:var(--wp--preset--spacing--10);padding-right:var(--wp--preset--spacing--10);padding-bottom:var(--wp--preset--spacing--10);padding-left:var(--wp--preset--spacing--10)\">\n<div class=\"wp-block-group is-vertical is-layout-flex wp-container-core-group-is-layout-15 wp-block-group-is-layout-flex\"><div style=\"font-style:normal;font-weight:600\" class=\"taxonomy-resource-type eh-resource-type wp-block-post-terms\"><img decoding=\"async\" class=\"wp-block-post-terms-icon\" width=\"20\" height=\"20\" alt=\"icon-blog\" loading=\"lazy\" src=\"https:\/\/employmenthero.com\/sg\/wp-content\/uploads\/sites\/3\/2021\/07\/Copy-of-Copy-of-Copy-of-Untitled-Design.png\"><a href=\"https:\/\/employmenthero.com\/sg\/resources\/blog\/\" rel=\"tag\">Blogs<\/a><\/div>\n\n<h3 class=\"wp-block-post-title\"><a href=\"https:\/\/employmenthero.com\/sg\/blog\/product-update-january-2026\/\" target=\"_self\" >Product Update: January 2026<\/a><\/h3>\n\n<div class=\"wp-block-post-excerpt has-text-color has-contrast-2-color has-small-font-size wp-container-content-2\"><p class=\"wp-block-post-excerpt__excerpt\">Welcome to the January 2026 product update from the 91±¬ΑΟ team. We\u2019ve got lots to share around Custom Forms,&hellip; <\/p><\/div><\/div>\n\n\n<a style=\"font-style:normal;font-weight:600;\" class=\"wp-elements-9dfcbcb7662772ecb2d671e8976a6c51 wp-block-read-more has-text-color has-violet-500-color\" href=\"https:\/\/employmenthero.com\/sg\/blog\/product-update-january-2026\/\" target=\"_self\">Read more<span class=\"screen-reader-text\">: Product Update: January 2026<\/span><\/a><\/div>\n<\/div>\n<a href=\"https:\/\/employmenthero.com\/sg\/blog\/product-update-january-2026\/\" target=\"_self\" class=\"group-block-link\"><\/a>\n<\/li><li class=\"wp-block-post post-27783 post type-post status-publish format-standard has-post-thumbnail hentry category-uncategorized tag-2025-product-update resource-type-blog topic-product\">\n\n<div class=\"wp-block-group has-border-color has-neutral-100-border-color has-white-background-color has-background is-vertical is-layout-flex wp-container-core-group-is-layout-20 wp-block-group-is-layout-flex\" style=\"border-width:1px;min-height:100%\"><figure style=\"aspect-ratio:16\/9;width:100%;height:100%; padding-bottom:0;padding-top:0;margin-bottom:0;\" class=\"wp-block-post-featured-image\"><a href=\"https:\/\/employmenthero.com\/sg\/blog\/product-update-december-2025\/\" target=\"_self\"  style=\"height:100%\"><img loading=\"lazy\" decoding=\"async\" width=\"1152\" height=\"760\" src=\"https:\/\/employmenthero.com\/sg\/wp-content\/uploads\/sites\/3\/2026\/01\/December-2025-Product-Update-Thumbnail.webp\" class=\"attachment-post-thumbnail size-post-thumbnail wp-post-image\" alt=\"Product Update: December 2025\" style=\"width:100%;height:100%;object-fit:cover;\" srcset=\"https:\/\/employmenthero.com\/sg\/wp-content\/uploads\/sites\/3\/2026\/01\/December-2025-Product-Update-Thumbnail.webp 1152w, https:\/\/employmenthero.com\/sg\/wp-content\/uploads\/sites\/3\/2026\/01\/December-2025-Product-Update-Thumbnail-300x198.webp 300w, https:\/\/employmenthero.com\/sg\/wp-content\/uploads\/sites\/3\/2026\/01\/December-2025-Product-Update-Thumbnail-1024x676.webp 1024w, https:\/\/employmenthero.com\/sg\/wp-content\/uploads\/sites\/3\/2026\/01\/December-2025-Product-Update-Thumbnail-768x507.webp 768w, https:\/\/employmenthero.com\/sg\/wp-content\/uploads\/sites\/3\/2026\/01\/December-2025-Product-Update-Thumbnail-576x380.webp 576w, https:\/\/employmenthero.com\/sg\/wp-content\/uploads\/sites\/3\/2026\/01\/December-2025-Product-Update-Thumbnail-440x290.webp 440w\" sizes=\"auto, (max-width: 1152px) 100vw, 1152px\" \/><\/a><\/figure>\n\n\n<div class=\"wp-block-group blog-3-col-details wp-container-content-6 is-vertical is-content-justification-left is-nowrap is-layout-flex wp-container-core-group-is-layout-19 wp-block-group-is-layout-flex\" style=\"margin-top:0;padding-top:var(--wp--preset--spacing--10);padding-right:var(--wp--preset--spacing--10);padding-bottom:var(--wp--preset--spacing--10);padding-left:var(--wp--preset--spacing--10)\">\n<div class=\"wp-block-group is-vertical is-layout-flex wp-container-core-group-is-layout-18 wp-block-group-is-layout-flex\"><div style=\"font-style:normal;font-weight:600\" class=\"taxonomy-resource-type eh-resource-type wp-block-post-terms\"><img decoding=\"async\" class=\"wp-block-post-terms-icon\" width=\"20\" height=\"20\" alt=\"icon-blog\" loading=\"lazy\" src=\"https:\/\/employmenthero.com\/sg\/wp-content\/uploads\/sites\/3\/2021\/07\/Copy-of-Copy-of-Copy-of-Untitled-Design.png\"><a href=\"https:\/\/employmenthero.com\/sg\/resources\/blog\/\" rel=\"tag\">Blogs<\/a><\/div>\n\n<h3 class=\"wp-block-post-title\"><a href=\"https:\/\/employmenthero.com\/sg\/blog\/product-update-december-2025\/\" target=\"_self\" >Product Update: December 2025<\/a><\/h3>\n\n<div class=\"wp-block-post-excerpt has-text-color has-contrast-2-color has-small-font-size wp-container-content-5\"><p class=\"wp-block-post-excerpt__excerpt\">Welcome to the December 2025 product update from the 91±¬ΑΟ team. We\u2019ve got lots to share around Custom Forms,&hellip; <\/p><\/div><\/div>\n\n\n<a style=\"font-style:normal;font-weight:600;\" class=\"wp-elements-9dfcbcb7662772ecb2d671e8976a6c51 wp-block-read-more has-text-color has-violet-500-color\" href=\"https:\/\/employmenthero.com\/sg\/blog\/product-update-december-2025\/\" target=\"_self\">Read more<span class=\"screen-reader-text\">: Product Update: December 2025<\/span><\/a><\/div>\n<\/div>\n<a href=\"https:\/\/employmenthero.com\/sg\/blog\/product-update-december-2025\/\" target=\"_self\" class=\"group-block-link\"><\/a>\n<\/li><li class=\"wp-block-post post-27764 post type-post status-publish format-standard has-post-thumbnail hentry category-uncategorized tag-2025-product-update resource-type-blog topic-product\">\n\n<div class=\"wp-block-group has-border-color has-neutral-100-border-color has-white-background-color has-background is-vertical is-layout-flex wp-container-core-group-is-layout-23 wp-block-group-is-layout-flex\" style=\"border-width:1px;min-height:100%\"><figure style=\"aspect-ratio:16\/9;width:100%;height:100%; padding-bottom:0;padding-top:0;margin-bottom:0;\" class=\"wp-block-post-featured-image\"><a href=\"https:\/\/employmenthero.com\/sg\/blog\/product-update-november-2025\/\" target=\"_self\"  style=\"height:100%\"><img loading=\"lazy\" decoding=\"async\" width=\"1152\" height=\"760\" src=\"https:\/\/employmenthero.com\/sg\/wp-content\/uploads\/sites\/3\/2025\/12\/BlogDownloadable_Generic-optimized.webp\" class=\"attachment-post-thumbnail size-post-thumbnail wp-post-image\" alt=\"Product Update: November 2025\" style=\"width:100%;height:100%;object-fit:cover;\" srcset=\"https:\/\/employmenthero.com\/sg\/wp-content\/uploads\/sites\/3\/2025\/12\/BlogDownloadable_Generic-optimized.webp 1152w, https:\/\/employmenthero.com\/sg\/wp-content\/uploads\/sites\/3\/2025\/12\/BlogDownloadable_Generic-optimized-300x198.webp 300w, https:\/\/employmenthero.com\/sg\/wp-content\/uploads\/sites\/3\/2025\/12\/BlogDownloadable_Generic-optimized-1024x676.webp 1024w, https:\/\/employmenthero.com\/sg\/wp-content\/uploads\/sites\/3\/2025\/12\/BlogDownloadable_Generic-optimized-768x507.webp 768w, https:\/\/employmenthero.com\/sg\/wp-content\/uploads\/sites\/3\/2025\/12\/BlogDownloadable_Generic-optimized-576x380.webp 576w, https:\/\/employmenthero.com\/sg\/wp-content\/uploads\/sites\/3\/2025\/12\/BlogDownloadable_Generic-optimized-440x290.webp 440w\" sizes=\"auto, (max-width: 1152px) 100vw, 1152px\" \/><\/a><\/figure>\n\n\n<div class=\"wp-block-group blog-3-col-details wp-container-content-9 is-vertical is-content-justification-left is-nowrap is-layout-flex wp-container-core-group-is-layout-22 wp-block-group-is-layout-flex\" style=\"margin-top:0;padding-top:var(--wp--preset--spacing--10);padding-right:var(--wp--preset--spacing--10);padding-bottom:var(--wp--preset--spacing--10);padding-left:var(--wp--preset--spacing--10)\">\n<div class=\"wp-block-group is-vertical is-layout-flex wp-container-core-group-is-layout-21 wp-block-group-is-layout-flex\"><div style=\"font-style:normal;font-weight:600\" class=\"taxonomy-resource-type eh-resource-type wp-block-post-terms\"><img decoding=\"async\" class=\"wp-block-post-terms-icon\" width=\"20\" height=\"20\" alt=\"icon-blog\" loading=\"lazy\" src=\"https:\/\/employmenthero.com\/sg\/wp-content\/uploads\/sites\/3\/2021\/07\/Copy-of-Copy-of-Copy-of-Untitled-Design.png\"><a href=\"https:\/\/employmenthero.com\/sg\/resources\/blog\/\" rel=\"tag\">Blogs<\/a><\/div>\n\n<h3 class=\"wp-block-post-title\"><a href=\"https:\/\/employmenthero.com\/sg\/blog\/product-update-november-2025\/\" target=\"_self\" >Product Update: November 2025<\/a><\/h3>\n\n<div class=\"wp-block-post-excerpt has-text-color has-contrast-2-color has-small-font-size wp-container-content-8\"><p class=\"wp-block-post-excerpt__excerpt\">Welcome to the November 2025 product update from the 91±¬ΑΟ team. We\u2019ve got lots to share around Workflows, Rostering,&hellip; <\/p><\/div><\/div>\n\n\n<a style=\"font-style:normal;font-weight:600;\" class=\"wp-elements-9dfcbcb7662772ecb2d671e8976a6c51 wp-block-read-more has-text-color has-violet-500-color\" href=\"https:\/\/employmenthero.com\/sg\/blog\/product-update-november-2025\/\" target=\"_self\">Read more<span class=\"screen-reader-text\">: Product Update: November 2025<\/span><\/a><\/div>\n<\/div>\n<a href=\"https:\/\/employmenthero.com\/sg\/blog\/product-update-november-2025\/\" target=\"_self\" class=\"group-block-link\"><\/a>\n<\/li><\/ul><\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Financial wellbeing can be a struggle that hurts your business. Here&#8217;s how you can improve it.<\/p>\n","protected":false},"author":1,"featured_media":24617,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"_visual_mode":"business","_lite_auth_enabled":false,"_lite_auth_trigger_method":"scroll","_lite_auth_scroll_percent":25,"_lite_auth_click_element_query":"","exclude_from_algolia":false,"reading_time":"5 min read","display_reading_time":false,"download_content_type":"","download_file":"","download_url":"","download_cta_label":"","homepage_thumbnail":0,"footnotes":""},"categories":[1],"tags":[],"resource-type":[130],"topic":[94,93],"learn_topic":[],"industry":[42],"audience":[],"business-size":[],"product-tag":[],"funnel-stage":[],"region":[],"pain-point":[],"persona":[],"content_type":[],"post_features":[],"class_list":["post-8320","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized","resource-type-blog","topic-benefits-and-wellness","topic-people-and-culture","industry-agriculture"],"_links":{"self":[{"href":"https:\/\/employmenthero.com\/sg\/wp-json\/wp\/v2\/posts\/8320","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/employmenthero.com\/sg\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/employmenthero.com\/sg\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/employmenthero.com\/sg\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/employmenthero.com\/sg\/wp-json\/wp\/v2\/comments?post=8320"}],"version-history":[{"count":1,"href":"https:\/\/employmenthero.com\/sg\/wp-json\/wp\/v2\/posts\/8320\/revisions"}],"predecessor-version":[{"id":26829,"href":"https:\/\/employmenthero.com\/sg\/wp-json\/wp\/v2\/posts\/8320\/revisions\/26829"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/employmenthero.com\/sg\/wp-json\/wp\/v2\/media\/24617"}],"wp:attachment":[{"href":"https:\/\/employmenthero.com\/sg\/wp-json\/wp\/v2\/media?parent=8320"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/employmenthero.com\/sg\/wp-json\/wp\/v2\/categories?post=8320"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/employmenthero.com\/sg\/wp-json\/wp\/v2\/tags?post=8320"},{"taxonomy":"resource-type","embeddable":true,"href":"https:\/\/employmenthero.com\/sg\/wp-json\/wp\/v2\/resource-type?post=8320"},{"taxonomy":"topic","embeddable":true,"href":"https:\/\/employmenthero.com\/sg\/wp-json\/wp\/v2\/topic?post=8320"},{"taxonomy":"learn_topic","embeddable":true,"href":"https:\/\/employmenthero.com\/sg\/wp-json\/wp\/v2\/learn_topic?post=8320"},{"taxonomy":"industry","embeddable":true,"href":"https:\/\/employmenthero.com\/sg\/wp-json\/wp\/v2\/industry?post=8320"},{"taxonomy":"audience","embeddable":true,"href":"https:\/\/employmenthero.com\/sg\/wp-json\/wp\/v2\/audience?post=8320"},{"taxonomy":"business-size","embeddable":true,"href":"https:\/\/employmenthero.com\/sg\/wp-json\/wp\/v2\/business-size?post=8320"},{"taxonomy":"product-tag","embeddable":true,"href":"https:\/\/employmenthero.com\/sg\/wp-json\/wp\/v2\/product-tag?post=8320"},{"taxonomy":"funnel-stage","embeddable":true,"href":"https:\/\/employmenthero.com\/sg\/wp-json\/wp\/v2\/funnel-stage?post=8320"},{"taxonomy":"region","embeddable":true,"href":"https:\/\/employmenthero.com\/sg\/wp-json\/wp\/v2\/region?post=8320"},{"taxonomy":"pain-point","embeddable":true,"href":"https:\/\/employmenthero.com\/sg\/wp-json\/wp\/v2\/pain-point?post=8320"},{"taxonomy":"persona","embeddable":true,"href":"https:\/\/employmenthero.com\/sg\/wp-json\/wp\/v2\/persona?post=8320"},{"taxonomy":"content_type","embeddable":true,"href":"https:\/\/employmenthero.com\/sg\/wp-json\/wp\/v2\/content_type?post=8320"},{"taxonomy":"post_features","embeddable":true,"href":"https:\/\/employmenthero.com\/sg\/wp-json\/wp\/v2\/post_features?post=8320"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}