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1 March 2023

1: Who Provides Google Pay?

Google Pay is a service provided by Google. You may also need to agree to Google’s Terms and Conditions in order to use Google Pay in addition to agreeing to these Terms of Use.

91���� (“we” or “us”) is not responsible for the use, functionality or availability of Google Pay, any eligible Android Device, or the availability of contactless readers at merchants.

2: Device Security

Any person with your device passcode or a fingerprint registered to your device may be able to authorise transactions using your Swag Visa Debit card in Google Pay.

Do not let anyone else have their biometric information registered to your device while your Swag Visa Debit card is registered in Google Pay. You must keep your device safe and secure at all times, and your device passcode secret.

If you breach any of the above, we will assume that you have authorised the other person to use your Swag Visa Debit card and you will be liable for all transactions made by that person.

If you believe that your Android Device has been lost, stolen or compromised in any way we can suspend or remove your Swag Visa Debit card from Google Pay to prevent any unauthorised use.

3: How to add or remove a Swag Visa Debit card in Google Pay

You can register your Swag Visa Debit card with Google Pay by opening the Money section of the Swag App, selecting the Card menu and following the prompts or via the Google Pay app on your device.

You can remove your card via the Google Pay app.

4: How to use your Swag card via Apple Pay

Once you have registered your Swag Visa Debitcard to your Android Device, you can start making payments at contactless terminals anywhere that Visa prepaid and debit cards are accepted, in an App or online using your Android Device where Google Pay is supported.

You may be required to enter your Android Passcode and/or card PIN at a contactless terminal when making a purchase using Google Pay.

5: Applicable Fees

We do not impose any additional fees and charges for registering and using your Swag Visa Debitcard with Google Pay. However, third parties may charge fees associated with downloading, registering, and using Google Pay on an Android Device.

6: How do we use your information?

We will use your information in accordance with the 

As soon as you register your Swag Visa Debitcard to your Android Device, Google may access and process your information, including information about your transactions. Google’s use of your personal information is solely governed by Google’s privacy policy.

Google may share information with us for fraud and identification purposes.

7: When might 91���� suspend or block a Swag Visa Debitcard on Google Pay?

91���� may block, suspend or terminate your Swag Visa Debit card registered with Google Pay if:

• we suspect fraud or an unauthorised transaction has occurred;
• your Swag Visa Debitcard or Swag Spend Account is cancelled, blocked or suspended;
• 91���� is required by applicable laws;
• directed to so by Google;
• if 91���� arrangement with Google cease or are suspended; or
• for any other reasonable reason.

8: Changes to these Terms

We can change these Terms at any time by uploading the new Terms to our website and letting you know about the changes via the Swag App. If you keep using your Swag Visa Debit card or Swag Spend Account after the change becomes effective, this shows that you agree to the changes.

9: Definitions

Google means Google Australia Pty Limited ABN 33 102 4717 032 and its related bodies corporate and affiliates.

Google Device means a device such as an Android or other supported device which uses the Android operating system and supports Google Pay.

Google Pay means the payment platform created by Google for making payments using an Android Device and a supported card registered on such a device.

Swag Spend account means the digital account that is linked to your Card. The Swag Spend account represents your Spend balance but is not a bank account.

Swag Visa Debit card means the physical reloadable Visa card which we issue to you.

PIN means the 4-digit personal identification number used to protect access to your Swag Visa Debit card.

Visa means Visa Worldwide PTE Ltd.

10: Trade marks

Google, Google Play, Google Pay, Google Cloud Platform, the Google logo, the Google Play logo, the Google Pay logo, and the Google Cloud Platform logo are trademarks of Google LLC.