{"id":22269,"date":"2025-01-23T11:04:09","date_gmt":"2025-01-23T11:04:09","guid":{"rendered":"https:\/\/employmenthero.com\/uk\/swag-spend-account\/"},"modified":"2026-04-30T05:10:58","modified_gmt":"2026-04-30T05:10:58","slug":"swag-spend-account","status":"publish","type":"page","link":"https:\/\/employmenthero.com\/uk\/products\/swag-spend-account\/","title":{"rendered":"Swag Spend account"},"content":{"rendered":"\n<div class=\"wp-block-group alignfull has-global-padding is-layout-constrained wp-container-core-group-is-layout-2 wp-block-group-is-layout-constrained\" style=\"padding-top:var(--wp--preset--spacing--16);padding-bottom:0\">\n<div class=\"wp-block-group alignwide is-content-justification-center is-nowrap is-layout-flex wp-container-core-group-is-layout-1 wp-block-group-is-layout-flex\"><div style=\"--bb--crumb-gap:0.4em; padding-top:0;padding-bottom:0;\" class=\"wp-block-employmentherocom2025-breadcrumb-block-v2\">\n    <nav role=\"navigation\" aria-label=\"breadcrumb\" class=\"nav-breadcrumb\">\n        <ol class=\"breadcrumb-items\">\n                            <li class=\"breadcrumb-item\">\n                    <a href=\"https:\/\/employmenthero.com\/uk\/\" class=\"breadcrumb-item-ahref breadcrumb-item--current\">\n                        <span class=\"breadcrumb-item-name\">\n                        Home                        <\/span>\n                    <\/a>\n                                    <\/li>\n                        <\/ol>\n    <\/nav>\n    <script type=\"application\/ld+json\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@type\":\"BreadcrumbList\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"item\":{\"name\":\"Home\",\"@id\":\"https:\\\/\\\/employmenthero.com\\\/uk\\\/\"}}]}<\/script><\/div>\n<\/div>\n\n\n\n<h1 class=\"wp-block-heading has-text-align-center has-heading-1-4-xl-font-size\">Swag Spend account<\/h1>\n\n\n\n<p class=\"has-text-align-center responsive-p1 has-link-color has-paragraph-1-l-font-size wp-elements-00c48cf2649b2edef1cdb61c8eeff1c5\">Lead the way to financial well-being. Apply now in the Swag app!<\/p>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-1 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-purple-background-color has-background wp-element-button\" href=\"https:\/\/employmenthero.com\/uk\/request-a-demo\/\">Request a demo<\/a><\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-employmentherocom2025-reviews-condensed\"><div class=\"banner-reviews\"><div class=\"banner-reviews__capterra-rating\"><div class=\"banner-reviews__logo-wrapper\"><img decoding=\"async\" class=\"banner-reviews__logo\" src=\"\/wp-content\/themes\/employmentherocom2025\/assets\/images\/capterra-284x68.png\" alt=\"Capterra\"\/><\/div><div class=\"banner-reviews__rating\"><div class=\"star-ratings\" title=\"4.5 Stars\" style=\"position:relative;box-sizing:border-box;display:flex\"><svg class=\"star-grad\" 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10.85.95q.5.05.85.325t.45.675q.1.4.025.825-.075.425-.475.775l-8.2 7.15 2.45 10.6q.1.5-.075.9t-.525.65q-.35.25-.8.275-.45.025-.85-.225Z\" stroke=\"black\" stroke-width=\"2px\"><\/path><\/svg><\/div><div class=\"star-container\" style=\"position:relative;display:inline-block;vertical-align:middle;padding-left:2px;padding-right:2px\"><svg viewBox=\"0 0 48 48\" class=\"widget-svg \" style=\"width:24px;height:24px;transition:transform .2s ease-in-out\"><path class=\"star\" style=\"fill:black;transition:fill .2s ease-in-out\" d=\"M24 13.7 m0 22.85-9.3 5.6q-.4.25-.85.225-.45-.025-.8-.275-.35-.25-.525-.65-.175-.4-.075-.9l2.45-10.6-8.2-7.15q-.4-.35-.475-.775-.075-.425.025-.825.1-.4.45-.675t.85-.325l10.85-.95 4.2-10q.2-.45.6-.675.4-.225.8-.225t.8.225q.4.225.6.675l4.2 10 10.85.95q.5.05.85.325t.45.675q.1.4.025.825-.075.425-.475.775l-8.2 7.15 2.45 10.6q.1.5-.075.9t-.525.65q-.35.25-.8.275-.45.025-.85-.225Z\" stroke=\"black\" stroke-width=\"2px\"><\/path><\/svg><\/div><div class=\"star-container\" 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ease-in-out\"><path class=\"star\" style=\"fill:url('/uk/wp-json/wp/v2/pages/22269/');transition:fill .2s ease-in-out\" d=\"M24 13.7 m0 22.85-9.3 5.6q-.4.25-.85.225-.45-.025-.8-.275-.35-.25-.525-.65-.175-.4-.075-.9l2.45-10.6-8.2-7.15q-.4-.35-.475-.775-.075-.425.025-.825.1-.4.45-.675t.85-.325l10.85-.95 4.2-10q.2-.45.6-.675.4-.225.8-.225t.8.225q.4.225.6.675l4.2 10 10.85.95q.5.05.85.325t.45.675q.1.4.025.825-.075.425-.475.775l-8.2 7.15 2.45 10.6q.1.5-.075.9t-.525.65q-.35.25-.8.275-.45.025-.85-.225Z\" stroke=\"black\" stroke-width=\"2px\"><\/path><\/svg><\/div><\/div><p class=\"banner-reviews__text\">Customers rate us 4.5<\/p><\/div><\/div><div class=\"banner-reviews__trustpilot\" id=\"trustbox\" data-locale=\"en-AU\" data-template-id=\"5419b732fbfb950b10de65e5\" data-businessunit-id=\"5fc1c215aebbd30001f9cebb\" data-style-height=\"24px\" data-style-width=\"100%\" data-theme=\"light\"><a href=\"https:\/\/au.trustpilot.com\/review\/employmenthero.com\" target=\"_blank\" rel=\"noopener\">Trustpilot<\/a><\/div><div class=\"banner-reviews__g2\"><a href=\"https:\/\/www.g2.com\/products\/employment-hero\/reviews?utm_source=review-widget\" title=\"Read reviews of 91爆料 on G2\"><img decoding=\"async\" style=\"max-width:104px\" alt=\"Read 91爆料 reviews on G2\" src=\"https:\/\/www.g2.com\/products\/employment-hero\/widgets\/stars?color=white&amp;type=read\"\/><\/a><\/div><\/div><\/div>\n\n\n\n<section class=\"wp-block-group alignfull headline-with-tab has-white-to-lv-50-gradient-background has-background has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\" style=\"padding-top:var(--wp--preset--spacing--20);padding-bottom:var(--wp--preset--spacing--20)\"><div\n    class=\"eh-accordion-group\"\n    data-id=\"05c843bd-6712-48dc-812d-4efbe1667769\"\n    data-use-media-portal=\"1\"\n>\n    <div class=\"eh-accordion-group__content\">\n        \n\n<div\n    class=\"eh-accordion__item-wrapper\"\n    >\n<div\n    class=\"eh-accordion\"\n    aria-expanded=\"true\"\n    data-parent-id=\"05c843bd-6712-48dc-812d-4efbe1667769\"\n>\n    <div class=\"eh-accordion__header\" tabindex=\"0\">\n        <div class=\"eh-accordion__title-wrapper\">\n            <h3 class=\"eh-accordion__title-text\">What is a Swag Spend account?<\/h3>                    <\/div>\n        <div class=\"eh-accordion__toggle\">\n            <div class=\"eh-accordion__toggle__expand\">\n                <span class=\"eh-icon\" data-icon=\"anron-plus\">\n                                    <\/span>\n            <\/div>\n            <div class=\"eh-accordion__toggle__collapse\">\n                <span class=\"eh-icon\" data-icon=\"anron-minus\">\n                                    <\/span>\n            <\/div>\n        <\/div>\n    <\/div>\n    \n<div\n    class=\"eh-accordion__media wp-block-employmentherocom2025-accordion-media\">\n    \n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" src=\"https:\/\/employmenthero.com\/wp-content\/uploads\/2023\/07\/EH-Swag-Spend-account-BG.png\" alt=\"A smartphone screen displaying the &quot;Money&quot; page with a prompt to set up a Swag Spend Account\" class=\"wp-image-26122\" style=\"object-fit:cover\"\/><\/figure>\n\n<\/div>\n\n\n\n<div class=\"wp-block-group eh-accordion__extras has-global-padding is-layout-constrained wp-container-core-group-is-layout-3 wp-block-group-is-layout-constrained\">\n<p class=\"has-paragraph-2-m-font-size\">The Swag Spend account is a feature within Swag that enables employees to manage their money, earn Cashback on everyday purchases, and budget better.<\/p>\n\n\n\n<p class=\"has-paragraph-2-m-font-size\">The Swag Spent account also includes a linked Swag Visa Debit card that can be used with Apple Pay and Google Play.<\/p>\n<\/div>\n\n<\/div>\n<\/div>\n    <\/div>\n            <div class=\"media-portal media-portal-05c843bd-6712-48dc-812d-4efbe1667769\"><\/div>\n    <\/div><\/section>\n\n\n\n<div class=\"wp-block-group alignfull has-light-violet-50-background-color has-background has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-group alignfull has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\" style=\"padding-top:var(--wp--preset--spacing--10);padding-bottom:var(--wp--preset--spacing--10)\">\n<div class=\"wp-block-group alignwide has-global-padding is-layout-constrained wp-container-core-group-is-layout-5 wp-block-group-is-layout-constrained\">\n<p class=\"has-text-align-center has-neutral-500-color has-text-color has-link-color has-paragraph-2-m-font-size wp-elements-b1229ed5bffcbb829ff5c38f9601f1f1\" style=\"margin-bottom:var(--wp--preset--spacing--6);font-style:normal;font-weight:900\">TRUSTED BY 350k+ HAPPY CUSTOMERS<\/p>\n\n\n\n<div class=\"wp-block-employmentherocom2025-slider glide\" style=\"--height: 120px\" data-per-view=\"7\" data-gap=\"64\" data-peek=\"0\" data-autoplay=\"true\" data-height=\"120px\" data-hide-arrows=\"false\" data-responsive-settings=\"{&quot;390&quot;:{&quot;perView&quot;:2,&quot;peek&quot;:0,&quot;gap&quot;:20},&quot;768&quot;:{&quot;perView&quot;:4,&quot;peek&quot;:0,&quot;gap&quot;:17},&quot;1024&quot;:{&quot;perView&quot;:5,&quot;peek&quot;:0,&quot;gap&quot;:0},&quot;1440&quot;:{&quot;perView&quot;:7,&quot;peek&quot;:0,&quot;gap&quot;:0}}\"><div class=\"glide__track\" data-glide-el=\"track\"><div class=\"glide__slides\"><div class=\"wp-block-employmentherocom2025-slider-wrapper glide__slide\" tabindex=\"0\"><figure><img decoding=\"async\" class=\"wp-block-employmentherocom2025-slider-item\" src=\"https:\/\/employmenthero.com\/uk\/wp-content\/uploads\/sites\/2\/2025\/07\/Branchspace-Logo-Grey.webp\" alt=\"Branchspace Logo\" title=\"Branchspace Logo\" data-id=\"47751\"\/><\/figure><\/div><div class=\"wp-block-employmentherocom2025-slider-wrapper glide__slide\" tabindex=\"0\"><figure><img decoding=\"async\" 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alt=\"Sigma Group Logo\" title=\"Sigma Group Logo\" data-id=\"47746\"\/><\/figure><\/div><div class=\"wp-block-employmentherocom2025-slider-wrapper glide__slide\" tabindex=\"0\"><figure><img decoding=\"async\" class=\"wp-block-employmentherocom2025-slider-item\" src=\"https:\/\/employmenthero.com\/uk\/wp-content\/uploads\/sites\/2\/2026\/02\/Studio-Rio-London-Grey.webp\" alt=\"Studio Rio London Logo\" title=\"Studio Rio London Logo\" data-id=\"47747\"\/><\/figure><\/div><div class=\"wp-block-employmentherocom2025-slider-wrapper glide__slide\" tabindex=\"0\"><figure><img decoding=\"async\" class=\"wp-block-employmentherocom2025-slider-item\" src=\"https:\/\/employmenthero.com\/uk\/wp-content\/uploads\/sites\/2\/2026\/02\/Eleven-Grey.webp\" alt=\"Eleven Logo\" title=\"Eleven Logo\" data-id=\"47748\"\/><\/figure><\/div><div class=\"wp-block-employmentherocom2025-slider-wrapper glide__slide\" tabindex=\"0\"><figure><img decoding=\"async\" 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decoding=\"async\" class=\"wp-block-employmentherocom2025-slider-item\" src=\"https:\/\/employmenthero.com\/uk\/wp-content\/uploads\/sites\/2\/2026\/02\/First-Call-Grey.webp\" alt=\"First Call \" title=\"First Call \" data-id=\"47777\"\/><\/figure><\/div><div class=\"wp-block-employmentherocom2025-slider-wrapper glide__slide\" tabindex=\"0\"><figure><img decoding=\"async\" class=\"wp-block-employmentherocom2025-slider-item\" src=\"https:\/\/employmenthero.com\/uk\/wp-content\/uploads\/sites\/2\/2026\/02\/FTVE-Group-Grey.webp\" alt=\"FTVE Group\" title=\"FTVE Group\" data-id=\"47778\"\/><\/figure><\/div><div class=\"wp-block-employmentherocom2025-slider-wrapper glide__slide\" tabindex=\"0\"><figure><img decoding=\"async\" class=\"wp-block-employmentherocom2025-slider-item\" src=\"https:\/\/employmenthero.com\/uk\/wp-content\/uploads\/sites\/2\/2026\/02\/Lavinia-Stamps-Grey.webp\" alt=\"Lavinia Stamps \" title=\"Lavinia Stamps \" data-id=\"47779\"\/><\/figure><\/div><div class=\"wp-block-employmentherocom2025-slider-wrapper glide__slide\" tabindex=\"0\"><figure><img decoding=\"async\" class=\"wp-block-employmentherocom2025-slider-item\" src=\"https:\/\/employmenthero.com\/uk\/wp-content\/uploads\/sites\/2\/2026\/02\/Olive-Branch-Grey.webp\" alt=\"Olive Branch\" title=\"Olive Branch\" data-id=\"47780\"\/><\/figure><\/div><div class=\"wp-block-employmentherocom2025-slider-wrapper glide__slide\" tabindex=\"0\"><figure><img decoding=\"async\" class=\"wp-block-employmentherocom2025-slider-item\" src=\"https:\/\/employmenthero.com\/uk\/wp-content\/uploads\/sites\/2\/2026\/02\/Purple-Dragon-Grey.webp\" alt=\"Purple Dragon\" title=\"Purple Dragon\" data-id=\"47781\"\/><\/figure><\/div><div class=\"wp-block-employmentherocom2025-slider-wrapper glide__slide\" tabindex=\"0\"><figure><img decoding=\"async\" class=\"wp-block-employmentherocom2025-slider-item\" src=\"https:\/\/employmenthero.com\/uk\/wp-content\/uploads\/sites\/2\/2026\/02\/Qumata-Grey.webp\" alt=\"Qumata\" title=\"Qumata\" data-id=\"47782\"\/><\/figure><\/div><div class=\"wp-block-employmentherocom2025-slider-wrapper glide__slide\" tabindex=\"0\"><figure><img decoding=\"async\" class=\"wp-block-employmentherocom2025-slider-item\" src=\"https:\/\/employmenthero.com\/uk\/wp-content\/uploads\/sites\/2\/2026\/02\/Simple-FP-Grey.webp\" alt=\"Simple FP\" title=\"Simple FP\" data-id=\"47783\"\/><\/figure><\/div><div class=\"wp-block-employmentherocom2025-slider-wrapper glide__slide\" tabindex=\"0\"><figure><img decoding=\"async\" class=\"wp-block-employmentherocom2025-slider-item\" src=\"https:\/\/employmenthero.com\/uk\/wp-content\/uploads\/sites\/2\/2026\/02\/Sitruna-Grey.webp\" alt=\"Sitruna \" title=\"Sitruna \" data-id=\"47784\"\/><\/figure><\/div><div class=\"wp-block-employmentherocom2025-slider-wrapper glide__slide\" tabindex=\"0\"><figure><img decoding=\"async\" class=\"wp-block-employmentherocom2025-slider-item\" src=\"https:\/\/employmenthero.com\/uk\/wp-content\/uploads\/sites\/2\/2026\/02\/SMD-Grey.webp\" alt=\"SMD\" title=\"SMD\" data-id=\"47785\"\/><\/figure><\/div><div class=\"wp-block-employmentherocom2025-slider-wrapper glide__slide\" tabindex=\"0\"><figure><img decoding=\"async\" class=\"wp-block-employmentherocom2025-slider-item\" src=\"https:\/\/employmenthero.com\/uk\/wp-content\/uploads\/sites\/2\/2026\/02\/Williams-Stanley-Grey.webp\" alt=\"Williams Stanley\" title=\"Williams Stanley\" data-id=\"47786\"\/><\/figure><\/div><\/div><\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group alignfull has-global-padding is-layout-constrained wp-container-core-group-is-layout-18 wp-block-group-is-layout-constrained\" style=\"padding-top:var(--wp--preset--spacing--20);padding-bottom:var(--wp--preset--spacing--20)\">\n<section class=\"wp-block-group alignfull feature-3col is-style-default has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\" style=\"margin-top:0;margin-bottom:0;padding-top:0px;padding-bottom:var(--wp--preset--spacing--4)\">\n<section class=\"wp-block-group row is-layout-grid wp-container-core-group-is-layout-11 wp-block-group-is-layout-grid\" style=\"margin-top:0;padding-top:0\">\n<div class=\"wp-block-group has-border-color has-global-padding is-layout-constrained wp-container-core-group-is-layout-8 wp-block-group-is-layout-constrained\" style=\"border-color:#e4e4e7;border-width:1px;border-radius:20px;padding-top:var(--wp--preset--spacing--6);padding-right:var(--wp--preset--spacing--6);padding-bottom:var(--wp--preset--spacing--6);padding-left:var(--wp--preset--spacing--6)\">\n<figure class=\"wp-block-image aligncenter size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"216\" height=\"216\" src=\"https:\/\/employmenthero.com\/uk\/wp-content\/uploads\/sites\/2\/2025\/02\/EH-Swag-Card-216x216-1.png\" alt=\"\" class=\"wp-image-22282\" style=\"width:216px\" srcset=\"https:\/\/employmenthero.com\/uk\/wp-content\/uploads\/sites\/2\/2025\/02\/EH-Swag-Card-216x216-1.png 216w, https:\/\/employmenthero.com\/uk\/wp-content\/uploads\/sites\/2\/2025\/02\/EH-Swag-Card-216x216-1-150x150.png 150w, https:\/\/employmenthero.com\/uk\/wp-content\/uploads\/sites\/2\/2025\/02\/EH-Swag-Card-216x216-1-120x120.png 120w, https:\/\/employmenthero.com\/uk\/wp-content\/uploads\/sites\/2\/2025\/02\/EH-Swag-Card-216x216-1-54x54.png 54w, https:\/\/employmenthero.com\/uk\/wp-content\/uploads\/sites\/2\/2025\/02\/EH-Swag-Card-216x216-1-108x108.png 108w, https:\/\/employmenthero.com\/uk\/wp-content\/uploads\/sites\/2\/2025\/02\/EH-Swag-Card-216x216-1-200x200.png 200w, https:\/\/employmenthero.com\/uk\/wp-content\/uploads\/sites\/2\/2025\/02\/EH-Swag-Card-216x216-1-112x112.png 112w, https:\/\/employmenthero.com\/uk\/wp-content\/uploads\/sites\/2\/2025\/02\/EH-Swag-Card-216x216-1-142x142.png 142w\" sizes=\"auto, (max-width: 216px) 100vw, 216px\" \/><\/figure>\n\n\n\n<h3 class=\"wp-block-heading has-heading-5-s-font-size\">Swag Visa Debit card<\/h3>\n\n\n\n<p class=\"has-paragraph-3-s-font-size\" style=\"margin-top:var(--wp--preset--spacing--2)\">Employees receive a Swag Visa Debit card within 7-10 business days. The Swag Visa Debit card is instantly available on mobile devices. Your employees will be able to redeem their Hero Points with their Swag Visa Debit card.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-group has-border-color has-global-padding is-layout-constrained wp-container-core-group-is-layout-9 wp-block-group-is-layout-constrained\" style=\"border-color:#e4e4e7;border-width:1px;border-radius:20px;padding-top:var(--wp--preset--spacing--6);padding-right:var(--wp--preset--spacing--6);padding-bottom:var(--wp--preset--spacing--6);padding-left:var(--wp--preset--spacing--6)\">\n<figure class=\"wp-block-image aligncenter size-full is-resized\"><img decoding=\"async\" src=\"https:\/\/employmenthero.com\/wp-content\/uploads\/2023\/07\/EH-Swag-stash.png\" alt=\"An illustration depicting a savings goal for a holiday, with a globe icon and a target amount of $500 to be reached by June 15, 2023. The design is set against a blue background with graphic elements\" class=\"wp-image-26124\" style=\"aspect-ratio:1;object-fit:cover;width:216px\"\/><\/figure>\n\n\n\n<h3 class=\"wp-block-heading has-heading-5-s-font-size\">Stash accounts<\/h3>\n\n\n\n<p class=\"has-paragraph-3-s-font-size\" style=\"margin-top:var(--wp--preset--spacing--2)\">When you set up a Swag Spend account, you can track your spending and build budgets with Stash accounts. Open up to 9 sub-accounts to transfer and separate funds from your main Swag Spend account. Name these accounts, and set targets for Travel, Bills, Groceries, Festivals\u2014you name it.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-group has-border-color has-global-padding is-layout-constrained wp-container-core-group-is-layout-10 wp-block-group-is-layout-constrained\" style=\"border-color:#e4e4e7;border-width:1px;border-radius:20px;padding-top:var(--wp--preset--spacing--6);padding-right:var(--wp--preset--spacing--6);padding-bottom:var(--wp--preset--spacing--6);padding-left:var(--wp--preset--spacing--6)\">\n<figure class=\"wp-block-image aligncenter size-full is-resized\"><img decoding=\"async\" src=\"https:\/\/employmenthero.com\/wp-content\/uploads\/2023\/07\/EH-InstaPay.png\" alt=\"An illustration promoting InstaPay with a notification of $250 available for immediate use. The design shows a Swag Spend account with the same amount deposited, set against a blue background with graphic elements, highlighting quick access to funds\" class=\"wp-image-26125\" style=\"object-fit:cover;width:216px;height:auto\"\/><\/figure>\n\n\n\n<h3 class=\"wp-block-heading has-heading-5-s-font-size\">On-demand pay with InstaPay<\/h3>\n\n\n\n<p class=\"has-paragraph-3-s-font-size\" style=\"margin-top:var(--wp--preset--spacing--2)\">InstaPay is an Earned Wage Access product that gives your employees early access to their earned wages before payday, 100% credit-free. By using InstaPay, your employees have an alternative to credit cards, BNPL and payday loans\u2014all of which put people into debt.<\/p>\n<\/div>\n<\/section>\n<\/section>\n\n\n\n<section class=\"wp-block-group alignfull feature-3col is-style-default has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\" style=\"margin-top:0;margin-bottom:0;padding-top:0;padding-bottom:0\">\n<section class=\"wp-block-group row is-layout-grid wp-container-core-group-is-layout-16 wp-block-group-is-layout-grid\">\n<div class=\"wp-block-group has-border-color has-global-padding is-layout-constrained wp-container-core-group-is-layout-13 wp-block-group-is-layout-constrained\" style=\"border-color:#e4e4e7;border-width:1px;border-radius:20px;padding-top:var(--wp--preset--spacing--6);padding-right:var(--wp--preset--spacing--6);padding-bottom:var(--wp--preset--spacing--6);padding-left:var(--wp--preset--spacing--6)\">\n<figure class=\"wp-block-image aligncenter size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"216\" height=\"216\" src=\"https:\/\/employmenthero.com\/uk\/wp-content\/uploads\/sites\/2\/2025\/02\/EH-0-fees-216x216-1.png\" alt=\"\" class=\"wp-image-22279\" style=\"width:216px\" srcset=\"https:\/\/employmenthero.com\/uk\/wp-content\/uploads\/sites\/2\/2025\/02\/EH-0-fees-216x216-1.png 216w, https:\/\/employmenthero.com\/uk\/wp-content\/uploads\/sites\/2\/2025\/02\/EH-0-fees-216x216-1-150x150.png 150w, https:\/\/employmenthero.com\/uk\/wp-content\/uploads\/sites\/2\/2025\/02\/EH-0-fees-216x216-1-120x120.png 120w, https:\/\/employmenthero.com\/uk\/wp-content\/uploads\/sites\/2\/2025\/02\/EH-0-fees-216x216-1-54x54.png 54w, https:\/\/employmenthero.com\/uk\/wp-content\/uploads\/sites\/2\/2025\/02\/EH-0-fees-216x216-1-108x108.png 108w, https:\/\/employmenthero.com\/uk\/wp-content\/uploads\/sites\/2\/2025\/02\/EH-0-fees-216x216-1-200x200.png 200w, https:\/\/employmenthero.com\/uk\/wp-content\/uploads\/sites\/2\/2025\/02\/EH-0-fees-216x216-1-112x112.png 112w, https:\/\/employmenthero.com\/uk\/wp-content\/uploads\/sites\/2\/2025\/02\/EH-0-fees-216x216-1-142x142.png 142w\" sizes=\"auto, (max-width: 216px) 100vw, 216px\" \/><\/figure>\n\n\n\n<h3 class=\"wp-block-heading has-heading-5-s-font-size\">$0 fees<\/h3>\n\n\n\n<p class=\"has-paragraph-3-s-font-size\" style=\"margin-top:var(--wp--preset--spacing--2)\">The Swag Spend account has no monthly fees. No setup fees. No dishonour fees. And no fees at all major bank ATMs in Australia and overseas. Instapay and merchant fees may still apply.***<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-group has-border-color has-global-padding is-layout-constrained wp-container-core-group-is-layout-14 wp-block-group-is-layout-constrained\" style=\"border-color:#e4e4e7;border-width:1px;border-radius:20px;padding-top:var(--wp--preset--spacing--6);padding-right:var(--wp--preset--spacing--6);padding-bottom:var(--wp--preset--spacing--6);padding-left:var(--wp--preset--spacing--6)\">\n<figure class=\"wp-block-image aligncenter size-full is-resized\"><img decoding=\"async\" src=\"https:\/\/employmenthero.com\/wp-content\/uploads\/2023\/07\/EH-Cashback-Offers-1.png\" alt=\"An illustration showcasing cashback offers from Booking.com and The Iconic, each offering 5% cashback on online purchases, set against a blue background\" class=\"wp-image-26132\" style=\"aspect-ratio:1;object-fit:cover;width:216px\"\/><\/figure>\n\n\n\n<h3 class=\"wp-block-heading has-heading-5-s-font-size\">Earn cashback<\/h3>\n\n\n\n<p class=\"has-paragraph-3-s-font-size\" style=\"margin-top:var(--wp--preset--spacing--2)\">Offer your employees exclusive access to cashback and in-store offers in the Swag app. Supercharge your employer brand by offering discounts from leading retailers.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-group has-border-color has-global-padding is-layout-constrained wp-container-core-group-is-layout-15 wp-block-group-is-layout-constrained\" style=\"border-color:#e4e4e7;border-width:1px;border-radius:20px;padding-top:var(--wp--preset--spacing--6);padding-right:var(--wp--preset--spacing--6);padding-bottom:var(--wp--preset--spacing--6);padding-left:var(--wp--preset--spacing--6)\">\n<figure class=\"wp-block-image aligncenter size-full is-resized\"><img decoding=\"async\" src=\"https:\/\/employmenthero.com\/wp-content\/uploads\/2023\/07\/EH-Paysplit.png\" alt=\"An illustration depicting a payday notification, indicating that 30% of the pay has been sent to a Swag Spend account. It shows $300 deposited, set against a blue background with graphic elements\" class=\"wp-image-26128\" style=\"object-fit:cover;width:216px;height:auto\"\/><\/figure>\n\n\n\n<h3 class=\"wp-block-heading has-heading-5-s-font-size\">Pay Split<\/h3>\n\n\n\n<p class=\"has-paragraph-3-s-font-size\" style=\"margin-top:var(--wp--preset--spacing--2)\">Employees can choose how much they want automatically deposited into their Swag Spend account each time they get paid.****<\/p>\n<\/div>\n<\/section>\n<\/section>\n<\/div>\n\n\n\n<section class=\"wp-block-group alignfull headline-with-tab has-white-to-lv-50-gradient-background has-background has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\" style=\"padding-top:var(--wp--preset--spacing--20);padding-bottom:var(--wp--preset--spacing--20)\">\n<h2 class=\"wp-block-heading has-text-align-center has-heading-2-2-xl-font-size\" style=\"margin-bottom:60px\">Why did we create the Swag Spend account?<\/h2>\n\n\n<div\n    class=\"eh-accordion-group\"\n    data-id=\"05c843bd-6712-48dc-812d-4efbe1667769\"\n    data-use-media-portal=\"1\"\n>\n    <div class=\"eh-accordion-group__content\">\n        \n\n<div\n    class=\"eh-accordion__item-wrapper\"\n    >\n<div\n    class=\"eh-accordion\"\n    aria-expanded=\"true\"\n    data-parent-id=\"05c843bd-6712-48dc-812d-4efbe1667769\"\n>\n    <div class=\"eh-accordion__header\" tabindex=\"0\">\n        <div class=\"eh-accordion__title-wrapper\">\n            <h3 class=\"eh-accordion__title-text\">Give your people the tools to tackle their finances and help lower the cost of living.<\/h3>                    <\/div>\n        <div class=\"eh-accordion__toggle\">\n            <div class=\"eh-accordion__toggle__expand\">\n                <span class=\"eh-icon\" data-icon=\"anron-plus\">\n                                    <\/span>\n            <\/div>\n            <div class=\"eh-accordion__toggle__collapse\">\n                <span class=\"eh-icon\" data-icon=\"anron-minus\">\n                                    <\/span>\n            <\/div>\n        <\/div>\n    <\/div>\n    \n<div\n    class=\"eh-accordion__media wp-block-employmentherocom2025-accordion-media\">\n    \n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" src=\"https:\/\/employmenthero.com\/wp-content\/uploads\/2023\/07\/EH-Swag-Spend-account-BG.png\" alt=\"A smartphone screen displaying the &quot;Money&quot; page with a prompt to set up a Swag Spend Account\" class=\"wp-image-26122\" style=\"object-fit:cover\"\/><\/figure>\n\n<\/div>\n\n\n\n<div class=\"wp-block-group eh-accordion__extras has-global-padding is-layout-constrained wp-container-core-group-is-layout-19 wp-block-group-is-layout-constrained\">\n<p class=\"has-paragraph-2-m-font-size\">The Swag Spend account allows you to offer your employees unique discounts and savings on everyday items. Your employees can redeem Hero Points using their Swag Visa Debit card.<\/p>\n\n\n\n<p class=\"has-paragraph-2-m-font-size\">Offer pay flexibility with InstaPay, an Earned Wage Product which promotes better budgeting and lowers reliance on credit like BNPL.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-fill\"><a class=\"wp-block-button__link has-btn-brand-background-color has-background wp-element-button\" href=\"https:\/\/help.employmenthero.com\/hc\/en-au\/\" target=\"_blank\" rel=\"noreferrer noopener\">Visit our Help Centre to learn more<\/a><\/div>\n<\/div>\n<\/div>\n\n<\/div>\n<\/div>\n    <\/div>\n            <div class=\"media-portal media-portal-05c843bd-6712-48dc-812d-4efbe1667769\"><\/div>\n    <\/div><\/section>\n\n\n\n<section class=\"wp-block-group alignfull headline-with-tab has-light-violet-50-background-color has-background has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\" style=\"padding-top:var(--wp--preset--spacing--20);padding-bottom:var(--wp--preset--spacing--20)\">\n<h2 class=\"wp-block-heading has-text-align-center has-heading-2-2-xl-font-size\" style=\"margin-bottom:60px\">Add the Swag Visa Debit card to your device<\/h2>\n\n\n<div\n    class=\"eh-accordion-group\"\n    data-id=\"05c843bd-6712-48dc-812d-4efbe1667769\"\n    data-use-media-portal=\"1\"\n>\n    <div class=\"eh-accordion-group__content\">\n        \n\n<div\n    class=\"eh-accordion__item-wrapper\"\n    >\n<div\n    class=\"eh-accordion\"\n    aria-expanded=\"true\"\n    data-parent-id=\"05c843bd-6712-48dc-812d-4efbe1667769\"\n>\n    <div class=\"eh-accordion__header\" tabindex=\"0\">\n        <div class=\"eh-accordion__title-wrapper\">\n            <h3 class=\"eh-accordion__title-text\">Add your card to Apple Wallet<\/h3>                    <\/div>\n        <div class=\"eh-accordion__toggle\">\n            <div class=\"eh-accordion__toggle__expand\">\n                <span class=\"eh-icon\" data-icon=\"anron-plus\">\n                                    <\/span>\n            <\/div>\n            <div class=\"eh-accordion__toggle__collapse\">\n                <span class=\"eh-icon\" data-icon=\"anron-minus\">\n                                    <\/span>\n            <\/div>\n        <\/div>\n    <\/div>\n    \n<div\n    class=\"eh-accordion__media wp-block-employmentherocom2025-accordion-media\">\n    \n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" src=\"https:\/\/employmenthero.com\/wp-content\/uploads\/2023\/07\/EH-Apple-Pay-Iphone.png\" alt=\"An image of a smartphone displaying a Swag Visa debit card\" class=\"wp-image-26172\" style=\"object-fit:cover\"\/><\/figure>\n\n<\/div>\n\n\n\n<div class=\"wp-block-group eh-accordion__extras has-global-padding is-layout-constrained wp-container-core-group-is-layout-21 wp-block-group-is-layout-constrained\">\n<ul class=\"wp-block-list has-paragraph-2-m-font-size\">\n<li>Sign into the Swag app<\/li>\n\n\n\n<li>Navigate to Wallet and tap &#8220;Card&#8221;<\/li>\n\n\n\n<li>Add to Apple Wallet<\/li>\n<\/ul>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-fill\"><a class=\"wp-block-button__link has-btn-brand-background-color has-background wp-element-button\" href=\"https:\/\/www.apple.com\/wallet\/\" target=\"_blank\" rel=\"noreferrer noopener\">Add to Apple Wallet<\/a><\/div>\n<\/div>\n<\/div>\n\n<\/div>\n<\/div>\n\n\n<div\n    class=\"eh-accordion__item-wrapper\"\n    >\n<div\n    class=\"eh-accordion\"\n    aria-expanded=\"false\"\n    data-parent-id=\"05c843bd-6712-48dc-812d-4efbe1667769\"\n>\n    <div class=\"eh-accordion__header\" tabindex=\"0\">\n        <div class=\"eh-accordion__title-wrapper\">\n            <h3 class=\"eh-accordion__title-text\">Add your card to other devices<\/h3>                    <\/div>\n        <div class=\"eh-accordion__toggle\">\n            <div class=\"eh-accordion__toggle__expand\">\n                <span class=\"eh-icon\" data-icon=\"anron-plus\">\n                                    <\/span>\n            <\/div>\n            <div class=\"eh-accordion__toggle__collapse\">\n                <span class=\"eh-icon\" data-icon=\"anron-minus\">\n                                    <\/span>\n            <\/div>\n        <\/div>\n    <\/div>\n    \n<div\n    class=\"eh-accordion__media wp-block-employmentherocom2025-accordion-media\">\n    \n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" src=\"https:\/\/employmenthero.com\/wp-content\/uploads\/2023\/07\/EH-Apple-Pay-Watch.png\" alt=\"An image of a smartwatch displaying a Swag Visa debit card with a &quot;Done&quot; checkmark\" class=\"wp-image-26173\" style=\"object-fit:cover\"\/><\/figure>\n\n<\/div>\n\n\n\n<div class=\"wp-block-group eh-accordion__extras has-global-padding is-layout-constrained wp-container-core-group-is-layout-24 wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\" style=\"margin-top:0;margin-bottom:0;padding-top:0;padding-bottom:0\">\n<p class=\"has-paragraph-2-m-font-size\" style=\"padding-bottom:var(--wp--preset--spacing--2-5)\"><strong>Apple Watch<\/strong><\/p>\n\n\n\n<ol class=\"wp-block-list has-paragraph-2-m-font-size\">\n<li>Go to settings.<\/li>\n\n\n\n<li>Tap &#8220;Wallet &amp; Apple Pay&#8221; and select &#8220;Add Debit card&#8221;<\/li>\n<\/ol>\n<\/div>\n\n\n\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\">\n<p class=\"has-paragraph-2-m-font-size\" style=\"padding-bottom:var(--wp--preset--spacing--2-5)\"><strong>Macbook Pro with Touch ID<\/strong><\/p>\n\n\n\n<ol class=\"wp-block-list has-paragraph-2-m-font-size\">\n<li>Go to system preferences.<\/li>\n\n\n\n<li>Select &#8220;Wallet &amp; Apple Pay&#8221; and select &#8220;Add Card&#8221;<\/li>\n<\/ol>\n<\/div>\n<\/div>\n\n<\/div>\n<\/div>\n\n\n<div\n    class=\"eh-accordion__item-wrapper\"\n    >\n<div\n    class=\"eh-accordion\"\n    aria-expanded=\"false\"\n    data-parent-id=\"05c843bd-6712-48dc-812d-4efbe1667769\"\n>\n    <div class=\"eh-accordion__header\" tabindex=\"0\">\n        <div class=\"eh-accordion__title-wrapper\">\n            <h3 class=\"eh-accordion__title-text\">Add your card to Google Wallet<\/h3>                    <\/div>\n        <div class=\"eh-accordion__toggle\">\n            <div class=\"eh-accordion__toggle__expand\">\n                <span class=\"eh-icon\" data-icon=\"anron-plus\">\n                                    <\/span>\n            <\/div>\n            <div class=\"eh-accordion__toggle__collapse\">\n                <span class=\"eh-icon\" data-icon=\"anron-minus\">\n                                    <\/span>\n            <\/div>\n        <\/div>\n    <\/div>\n    \n<div\n    class=\"eh-accordion__media wp-block-employmentherocom2025-accordion-media\">\n    \n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" src=\"https:\/\/employmenthero.com\/wp-content\/uploads\/2023\/07\/EH-Swag-Spend-account-BG.png\" alt=\"A smartphone screen displaying the &quot;Money&quot; page with a prompt to set up a Swag Spend Account\" class=\"wp-image-26122\" style=\"object-fit:cover\"\/><\/figure>\n\n<\/div>\n\n\n\n<div class=\"wp-block-group eh-accordion__extras has-global-padding is-layout-constrained wp-container-core-group-is-layout-25 wp-block-group-is-layout-constrained\">\n<ol class=\"wp-block-list has-paragraph-2-m-font-size\">\n<li>Sign into the Swag app<\/li>\n\n\n\n<li>Navigate to &#8220;Wallet&#8221; and tap &#8220;Card&#8221;<\/li>\n\n\n\n<li>Add to Google Wallet<\/li>\n<\/ol>\n\n\n\n<p class=\"has-paragraph-2-m-font-size\">OR<\/p>\n\n\n\n<ol class=\"wp-block-list has-paragraph-2-m-font-size\">\n<li>Open Google Wallet<\/li>\n\n\n\n<li>Tap &#8220;Add to Wallet&#8221;<\/li>\n\n\n\n<li>Follow the instructions<\/li>\n<\/ol>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-fill\"><a class=\"wp-block-button__link has-btn-brand-background-color has-background wp-element-button\" href=\"https:\/\/wallet.google\/\" target=\"_blank\" rel=\"noreferrer noopener\">Add to Google Wallet<\/a><\/div>\n<\/div>\n<\/div>\n\n<\/div>\n<\/div>\n    <\/div>\n            <div class=\"media-portal media-portal-05c843bd-6712-48dc-812d-4efbe1667769\"><\/div>\n    <\/div><\/section>\n\n\n\n<section class=\"wp-block-group alignfull has-light-violet-500-background-color has-background has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\" style=\"padding-bottom:var(--wp--preset--spacing--20)\">\n<div class=\"wp-block-group is-layout-flow wp-block-group-is-layout-flow\" style=\"padding-top:var(--wp--preset--spacing--20);padding-right:var(--wp--preset--spacing--6);padding-bottom:0;padding-left:var(--wp--preset--spacing--6)\">\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-container-core-group-is-layout-29 wp-block-group-is-layout-constrained\" style=\"margin-top:0;margin-bottom:0\">\n<figure class=\"wp-block-image aligncenter size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"920\" height=\"920\" src=\"https:\/\/employmenthero.com\/uk\/wp-content\/uploads\/sites\/2\/2025\/03\/EOS-Rebel-Rabbit-Laying-Down.jpg\" alt=\"Rebel Rabbit laying down.\" class=\"wp-image-30996\" style=\"width:480px\" srcset=\"https:\/\/employmenthero.com\/uk\/wp-content\/uploads\/sites\/2\/2025\/03\/EOS-Rebel-Rabbit-Laying-Down.jpg 920w, https:\/\/employmenthero.com\/uk\/wp-content\/uploads\/sites\/2\/2025\/03\/EOS-Rebel-Rabbit-Laying-Down-300x300.jpg 300w, https:\/\/employmenthero.com\/uk\/wp-content\/uploads\/sites\/2\/2025\/03\/EOS-Rebel-Rabbit-Laying-Down-150x150.jpg 150w, https:\/\/employmenthero.com\/uk\/wp-content\/uploads\/sites\/2\/2025\/03\/EOS-Rebel-Rabbit-Laying-Down-768x768.jpg 768w, https:\/\/employmenthero.com\/uk\/wp-content\/uploads\/sites\/2\/2025\/03\/EOS-Rebel-Rabbit-Laying-Down-120x120.jpg 120w, https:\/\/employmenthero.com\/uk\/wp-content\/uploads\/sites\/2\/2025\/03\/EOS-Rebel-Rabbit-Laying-Down-240x240.jpg 240w, https:\/\/employmenthero.com\/uk\/wp-content\/uploads\/sites\/2\/2025\/03\/EOS-Rebel-Rabbit-Laying-Down-54x54.jpg 54w, https:\/\/employmenthero.com\/uk\/wp-content\/uploads\/sites\/2\/2025\/03\/EOS-Rebel-Rabbit-Laying-Down-108x108.jpg 108w, https:\/\/employmenthero.com\/uk\/wp-content\/uploads\/sites\/2\/2025\/03\/EOS-Rebel-Rabbit-Laying-Down-390x390.jpg 390w, https:\/\/employmenthero.com\/uk\/wp-content\/uploads\/sites\/2\/2025\/03\/EOS-Rebel-Rabbit-Laying-Down-200x200.jpg 200w, https:\/\/employmenthero.com\/uk\/wp-content\/uploads\/sites\/2\/2025\/03\/EOS-Rebel-Rabbit-Laying-Down-400x400.jpg 400w, https:\/\/employmenthero.com\/uk\/wp-content\/uploads\/sites\/2\/2025\/03\/EOS-Rebel-Rabbit-Laying-Down-216x216.jpg 216w, https:\/\/employmenthero.com\/uk\/wp-content\/uploads\/sites\/2\/2025\/03\/EOS-Rebel-Rabbit-Laying-Down-432x432.jpg 432w, https:\/\/employmenthero.com\/uk\/wp-content\/uploads\/sites\/2\/2025\/03\/EOS-Rebel-Rabbit-Laying-Down-112x112.jpg 112w, https:\/\/employmenthero.com\/uk\/wp-content\/uploads\/sites\/2\/2025\/03\/EOS-Rebel-Rabbit-Laying-Down-224x224.jpg 224w, https:\/\/employmenthero.com\/uk\/wp-content\/uploads\/sites\/2\/2025\/03\/EOS-Rebel-Rabbit-Laying-Down-142x142.jpg 142w, https:\/\/employmenthero.com\/uk\/wp-content\/uploads\/sites\/2\/2025\/03\/EOS-Rebel-Rabbit-Laying-Down-284x284.jpg 284w\" sizes=\"auto, (max-width: 920px) 100vw, 920px\" \/><\/figure>\n\n\n\n<div class=\"wp-block-group is-layout-flow wp-block-group-is-layout-flow\" style=\"padding-top:0;padding-right:0;padding-left:0\">\n<h2 class=\"wp-block-heading has-text-align-center has-white-color has-text-color has-link-color has-heading-2-2-xl-font-size wp-elements-f4805d070b6b7a48e6e7ee6103f1fdbf\" style=\"padding-bottom:var(--wp--preset--spacing--8);letter-spacing:-0.0125rem\">Download the 91爆料 Work app<\/h2>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-center has-white-color has-text-color has-link-color has-paragraph-2-m-font-size wp-elements-1dfd4b0313bda5d07986cdb76e7047c6\">Manage your work, career, money and benefits all in the palm of your hand.<\/h3>\n\n\n\n<p class=\"has-text-align-center has-white-color has-text-color has-link-color has-paragraph-2-m-font-size wp-elements-8358f93a57f45c01783f7b1b62a72259\" style=\"padding-top:0;padding-bottom:var(--wp--preset--spacing--8)\">The Swag Spend account can only be accessed via the Swag app. Apply for Swag Spend account under the Money tab.<\/p>\n\n\n\n<div class=\"wp-block-group is-content-justification-center is-nowrap is-layout-flex wp-container-core-group-is-layout-27 wp-block-group-is-layout-flex\">\n<figure class=\"wp-block-image size-full is-resized\"><a href=\"https:\/\/play.google.com\/store\/apps\/details?id=com.ehlife&amp;hl=en_AU&amp;gl=US\"><img decoding=\"async\" src=\"https:\/\/employmenthero.com\/uk\/wp-content\/uploads\/sites\/2\/2025\/02\/google-play-badge.png\" alt=\"\" class=\"wp-image-42347\" style=\"width:176px;height:auto\"\/><\/a><\/figure>\n\n\n\n<div style=\"height:100px;width:0px\" aria-hidden=\"true\" class=\"wp-block-spacer wp-container-content-1\"><\/div>\n\n\n\n<figure class=\"wp-block-image size-full is-resized\"><a href=\"https:\/\/apps.apple.com\/au\/app\/swag-by-employment-hero\/id1171253572\"><img decoding=\"async\" src=\"https:\/\/employmenthero.com\/uk\/wp-content\/uploads\/sites\/2\/2025\/02\/App-Store-badge.png\" alt=\"\" class=\"wp-image-42348\" style=\"width:160px;height:auto\"\/><\/a><\/figure>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/section>\n\n\n\n<div class=\"wp-block-group alignfull has-global-padding is-layout-constrained wp-container-core-group-is-layout-32 wp-block-group-is-layout-constrained\" style=\"padding-top:var(--wp--preset--spacing--10);padding-bottom:var(--wp--preset--spacing--10)\">\n<p class=\"has-neutral-500-color has-text-color has-link-color has-paragraph-4-xs-font-size wp-elements-8ad57dfa982f86f487751b937537a54a\">Apple, the Apple logo, Apple Pay, Apple Watch, Face ID, iPad, iPhone, iTunes, Mac, MacBook Pro, Safari and Touch ID are trademarks of Apple Inc., registered in the U.S. and other countries. Touch Bar is a trademark of Apple Inc.<\/p>\n\n\n\n<p class=\"has-neutral-500-color has-text-color has-link-color has-paragraph-4-xs-font-size wp-elements-6d6db7752597d30065c4e74eff0fd40d\">For a list of compatible Apple Pay devices, go <a href=\"https:\/\/support.apple.com\/en-au\/102896\">here.<\/a><\/p>\n\n\n\n<p class=\"has-neutral-500-color has-text-color has-link-color has-paragraph-4-xs-font-size wp-elements-3e130061a2020ef2bbd75f7c1997087a\">Google, Google Pay, Google Wallet are trademarks of Google registered in the U.S. and other countries.<\/p>\n\n\n\n<p class=\"has-neutral-500-color has-text-color has-link-color has-paragraph-4-xs-font-size wp-elements-873c885f7544e907a2a7e015c327adcc\">View the full Google Pay terms and conditions <a href=\"https:\/\/employmenthero.com\/legals\/google-pay\/\">here.<\/a><\/p>\n\n\n\n<p class=\"has-neutral-500-color has-text-color has-link-color has-paragraph-4-xs-font-size wp-elements-a8017533939fcefcec6110e5478f71d5\">Find the Swag Spend Account FAQs <a href=\"https:\/\/help.swagapp.com\/hc\/en-au\/articles\/6052605941647-Getting-Started-with-a-Swag-Spend-Account\">here.<\/a><\/p>\n\n\n\n<p class=\"has-neutral-500-color has-text-color has-link-color has-paragraph-4-xs-font-size wp-elements-cdaf5d9d1e2c00ae47773c7770270844\">The Swag Spend Account is currently not available for Samsung Pay.<\/p>\n\n\n\n<p class=\"has-neutral-500-color has-text-color has-link-color has-paragraph-4-xs-font-size wp-elements-e144cbc20d5baec1e33cfe979e4ac615\">**InstaPay may not be available to all users, depending on what level package your employer has with 91爆料. Access to InstaPay is via the 91爆料 app only. Instapay is not a credit product, and there are no related interest charges. InstaPay fees are $3 per withdrawal into a Swag Spend Account and $4 per withdrawal into an external bank account. Instapay is not a credit product, and there are no related interest charges.<\/p>\n\n\n\n<p class=\"has-neutral-500-color has-text-color has-link-color has-paragraph-4-xs-font-size wp-elements-1124829da36695a97c147def6eca2c1c\">***A Swag Spend account is fee-less. ATM operator fees may apply. You can withdraw cash from your Available Balance using your Swag Spend Visa Debit card at any ATM up to the limit that applies for ATM transactions. There are no 91爆料 fees for using ATMs. However, you may be charged fees by other financial institutions or ATM providers when using some ATMs. ATM withdrawals are currently free at most major banks in Australia, including the 4 major banks ANZ, CommBank, NAB &amp; Westpac. Swag Visa Debit card does not charge ATM fees, we don\u2019t control the fees charged by independent ATM operators or any other financial institution. All ATMs must display any fee at the transaction time and allow you to accept or decline. If you choose to accept the fee we do not offer ATM rebates.<\/p>\n\n\n\n<p class=\"has-neutral-500-color has-text-color has-link-color has-paragraph-4-xs-font-size wp-elements-fadb389e40060e101b3e1e1321cc1805\">****Pay Split is only available to people who have an employer who uses 91爆料 software for payroll.<\/p>\n\n\n\n<p class=\"has-neutral-500-color has-text-color has-link-color has-paragraph-4-xs-font-size wp-elements-873c552a35cdf9b9b78601277adabd87\">Overseas purchases: When you make purchases with your Swag Visa Debit t card online or in-store with overseas merchants, your account will be debited in AUD as it is an AUD only account. At the point of sale, 91爆料 will convert the AUD to equivalent currency.<\/p>\n\n\n\n<p class=\"has-neutral-500-color has-text-color has-link-color has-paragraph-4-xs-font-size wp-elements-82fca0ec412ae6e475d90ae7efe9e1a0\">A merchant fee of 0.99% applies for any purchases using a credit or debit card in the Swag Store. You may not have access to the Discounts store depending on your Employer\u2019s product package with 91爆料.<\/p>\n\n\n\n<p class=\"has-neutral-500-color has-text-color has-link-color has-paragraph-4-xs-font-size wp-elements-b53d74a9e1779bef7d5a8a3f13fd3b7a\">Swag is a brand of 91爆料 Financial Services Pty Ltd (EHFS) 58 606 879 663. 91爆料 Financial Services Pty Ltd has been appointed as an authorised representative (001234046) of Hay Limited (ABN 34 629 037 403 AFSL 515459), who is the issuer of the Swag Spend Account and associated Swag Visa Debit card. You are required to read the <a href=\"https:\/\/employmenthero.com\/legals\/financial-disclosure-documents\/fsg\/\">Financial Services Guide <\/a>(which you agree to be provided by accessing this link). Any information given does not take into account your objectives, financial situation or needs so please consider whether it is appropriate for you. Please also ensure you read and consider the <a href=\"https:\/\/employmenthero.com\/legals\/swag-spend-account\/pds\/\" data-type=\"link\" data-id=\"https:\/\/employmenthero.com\/legals\/swag-spend-account\/pds\/\">Product Disclosure Statement<\/a> (which you agree to be provided through this link) that includes all fee information before making any decision about the product. The Target Market Determination is also available here. Fees and charges may apply. Please visit the <a href=\"https:\/\/employmenthero.com\/legals\/swag-spend-account\/\">Swag Spend Account Terms &amp; Conditions<\/a> for more information about the product, our <a href=\"https:\/\/employmenthero.com\/legals\/privacy-policy\/\" data-type=\"link\" data-id=\"https:\/\/employmenthero.com\/legals\/privacy-policy\/\">Privacy Policy<\/a> and other important legal documents.Any general advice or factual information we provide has been prepared without taking into account your objectives, financial situation or needs. Before acting on any information, you should consider whether it is appropriate for you. Before making any decision about whether to acquire one of 91爆料\u2019s products, you should obtain and read the relevant terms and conditions relating to that product and also seek independent financial, legal and taxation advice.<\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Swag Spend account Lead the way to financial well-being. Apply now in the Swag app! Swag Visa Debit card Employees receive a Swag Visa Debit card within 7-10 business days. The Swag Visa Debit card is instantly available on mobile devices. Your employees will be able to redeem their Hero Points with their Swag Visa [&hellip;]<\/p>\n","protected":false},"author":10,"featured_media":0,"parent":6,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"inline_featured_image":false,"_visual_mode":"business","_lite_auth_enabled":false,"_lite_auth_trigger_method":"scroll","_lite_auth_scroll_percent":25,"_lite_auth_click_element_query":"","footnotes":""},"class_list":["post-22269","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/employmenthero.com\/uk\/wp-json\/wp\/v2\/pages\/22269","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/employmenthero.com\/uk\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/employmenthero.com\/uk\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/employmenthero.com\/uk\/wp-json\/wp\/v2\/users\/10"}],"replies":[{"embeddable":true,"href":"https:\/\/employmenthero.com\/uk\/wp-json\/wp\/v2\/comments?post=22269"}],"version-history":[{"count":3,"href":"https:\/\/employmenthero.com\/uk\/wp-json\/wp\/v2\/pages\/22269\/revisions"}],"predecessor-version":[{"id":50358,"href":"https:\/\/employmenthero.com\/uk\/wp-json\/wp\/v2\/pages\/22269\/revisions\/50358"}],"up":[{"embeddable":true,"href":"https:\/\/employmenthero.com\/uk\/wp-json\/wp\/v2\/pages\/6"}],"wp:attachment":[{"href":"https:\/\/employmenthero.com\/uk\/wp-json\/wp\/v2\/media?parent=22269"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}