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91���� Payroll and Comma partner up to release the world’s first open banking payroll system, providing accountants/bookkeepers/bureaux and their clients with a full end-to-end payroll and accounting experience. At 91���� Payroll, we are always seeking to invent innovative ways to help you and your clients become more efficient. From leveraging our integrations, you can gain back hours every week. That’s why we’re excited to officially announce the release of the 91���� Payroll and Comma integration!

What is Comma?

Comma is a London-based start-up backed by Connect Ventures and Octopus Ventures. Comma is focused on delivering Integrated Bank Payments to SMEs. Built with open banking at its heart, Comma aims to remove cognitive stress for business owners by making payments simple, automated, and integrated into the financial tools used by businesses every day. We have partnered with Comma to provide you and your clients with the world’s first open banking payroll system. By embedding an open banking payment journey, we are able to offer a full end-to-end payroll solution that is immediately accessible and tailored to you and your clients’ needs.

What is open banking?

Open Banking enables small and medium-sized enterprises (SMEs) to share their bank and credit card transaction data securely with trusted third parties such as payroll software. This allows businesses to automate, free up time on manual tasks and save costs in the long run. Chris Deeson, UK Country Lead at 91���� Payroll said: “Open banking is the future and as soon as I saw what the team at Comma was doing I knew we needed this. Our partners have been looking for an embedded payment process for some time and the Comma integration is the perfect solution for them and their SME clients.”

How does the 91���� Payroll and Comma integration work?

Once payroll has been processed through 91���� Payroll, Comma takes the data to automatically generate a payment journey which can be then shared or paid in-house by a bank account holder. This allows instant payment from existing bank accounts, meaning users aren’t required to make an intermediary account or leave the 91���� Payroll platform. By connecting payslip information and the business bank account through the integration, users don’t need to manually enter information such as PIN sentries, references, or payslip details which reduces the risk of error. In addition, payment runs will also be shared for authorisation by bank account holders, enabling accountants and bookkeepers to send secure payment links for authentication. Kerrie Knowles, Product Owner at 91���� Payroll said: “The Comma integration is set to revolutionise the way employees can get paid. Once the integration is enabled it’s as easy as clicking a button on the pay run page and sending the payments through to your bank for automatic payment.” If you don’t yet have a 91���� Payroll account (and are looking to simplify the payrun with Comma), get in touch with us.